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24 Rustic St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 24 Rustic St, Rochester, NY 14609

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,445 sqft · built 1910
Lot Size0.11 acres (4,800 sqft)
OwnerIndividual Name on Record
Last Sale$73,019 (Jun 2000)
Tax Bill$1,070 (2026)
Deeds & MortgagesApr 2018 Mortgage
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN080195-00.0

Property Details

APN / Parcel Number

Primary APN080195-00.0
Alternative APNs
  • 140010729000010530000000
  • 261400 107.29-1-53

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,445 sqft Living Area
1st Floor Area770 sqft
2nd Floor Area675 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
PorchSlab
Porch Area95 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number080195-00.0
Street Address24 RUSTIC ST
CityROCHESTER
StateNY
Zip14609-3513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal Description0084.00 103 22 00000 72 NEWCOMB H A SUB
Legal Block1
Legal Lot Number53.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group1
Census Block1006
Census Tract8400

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address24 RUSTIC ST, ROCHESTER, NY 14609-3513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Apr 18, 2018Loan Modification, Mortgage · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2000 · Amount on Record
Deed SaleJun 14, 2000 · Amount on Record
Prior SaleAug 6, 1997 · Amount on Record
Deed Book / Page9321 / 348
Last Transfer DateApr 13, 2007
Transfer Doc0000000141
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address24 RUSTIC ST, ROCHESTER, NY 14609-3513
Document Number0000000556
Instrument DateApr 18, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 RUSTIC ST ROCHESTER NY 146093513, ROCHESTER, NY 14609-3513

Mortgage

Document Number0000000556
DateMay 24, 2018
Book Page027608/000457
Instrument556
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 23, 2048

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE NY
Property Address24 RUSTIC ST, ROCHESTER, NY 14609-3513
Document Number0000000555
Instrument DateApr 18, 2018
Transaction TypeMortgage
Record UpdatedJun 8, 2018
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 RUSTIC ST ROCHESTER NY 146093513, ROCHESTER, NY 14609-3513

Mortgage

Document Number0000000555
DateMay 24, 2018
Book Page027608/000449
Instrument555
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFISHERS, IN 46037
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 23, 2048
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,070.00 (-4.55%) Homeowner's exemption
2025$1,121.00$113,900 (+99.82%) Land $9,100 Building $104,800$113,900 (+65.85%) Land $9,100 Building $104,800
2023$57,000 Land $5,900 Building $51,100$68,675 Land $7,108 Building $61,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,031 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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