24 Royal Tern Ct, Georgetown, SC 29440 Property Records

Georgetown County property record for 24 Royal Tern Ct, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,802 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on Record
Last Sale	$760,000 (Oct 2020)
Tax Bill	$3,714 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0401920049.01.00`

Property Details

APN / Parcel Number

Primary APN	`0401920049.01.00`
Alternative APNs	`04-0192-049-01-00` `38897`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,802 sqft Living Area
Gross Area	4,894 sqft
1st Floor Area	1,440 sqft
2nd Floor Area	1,362 sqft
Utility Area	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	1,152 sqft
Carport	Carport
Carport Area	1,152 sqft
Driveway	Driveway
Porch	Slab
Porch Area	652 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	38897
Street Address	24 ROYAL TERN CT
City	GEORGETOWN
State	SC
Zip	29440-7013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 PH 2 THE BRIDGE POND TRACT
Legal Subdivision	DEB
Legal Phase	2
Legal Lot Number	1
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	1
Census Block	1011
Census Tract	920508

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	24 ROYAL TERN CT, GEORGETOWN, SC 29440-7013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Apr 28, 2016 · Amount on Record
Deed Document Number	202012143
Deed Book / Page	3917 / 103
Prior Transfer Date	Aug 27, 2010
Prior Transfer Doc	01538/0107
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Oct 20, 2020
Property Address	24 ROYAL TERN CT, GEORGETOWN, SC 29440-7013
Document Number	3917/0003
Book / Page	003917 / 000003
Instrument Date	Oct 19, 2020
Instrument	12143
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1546 STERLING OAKS DR MONCKS CORNER SC 294612929, MONCKS CORNER, SC 29461-2929

Mortgage

Document Number	3917/0116
Date	Oct 20, 2020
Book Page	003917/000116
Instrument	12146

Lender

Name	FIRST CITIZENS BK & TR CO
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 19, 2035

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,714.00 (-63.73%)	$31,768 (-23.34%) Land $8,364 Building $23,404	$1,139,500 (+65%) Land $300,000 Building $839,500
2023	$10,240.00 (+4.8%)	$41,440 (-) Land $6,600 Building $34,840	$690,600 (-) Land $110,000 Building $580,600
2022	$9,771.00	$41,440 Land $6,600 Building $34,840	$690,600 Land $110,000 Building $580,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 626 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	715 units insured incl. 89 condo units
Nearby Flood Claims	84 (1987–2023)
Claims Outside the SFHA	8 of 84
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Ian, Oct 2022 · 36 claims Hurricane Matthew, Oct 2016 · 7 claims Severe Storms And Flooding, Oct 2015 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 78% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber · Cable in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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