24 Rowley Shore, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 24 Rowley Shore, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	5 bd · 6 ba · 3,534 sqft · built 1997
Lot Size	0.615 acres (26,800 sqft)
Owner	2 Individual Names on File
Last Sale	$1,287,500 (Jul 2010)
Tax Bill	$20,583 (2026)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0141 B:0025 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0141 B:0025 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Units	2 Units
Stories	2 Stories
Building Area	3,534 sqft Living Area
Gross Area	7,811 sqft
1st Floor Area	2,570 sqft
Basement Area	1,603 sqft
Unfinished Basement	371 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,800 sqft (0.615 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	24 ROWLEY SHR
City	GLOUCESTER
State	MA
Zip	01930-1144
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-20
Legal Block	25
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1001
Census Tract	221100

Owner

24 Rowley Shore, a duplex, is owned and occupied by two individuals who bought it in July 2010.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 ROWLEY SHR, GLOUCESTER, MA 01930-1144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2010 · Amount on File
Deed Sale	Jul 22, 2010 · Amount on File
Prior Sale	Jul 25, 1996 · Amount on File
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	May 19, 2026
Property Address	24 ROWLEY SHR, GLOUCESTER, MA 01930-1144
Document Number	0000666246
Instrument Date	May 14, 2026
Instrument	2026666246
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ROWLEY SHR, GLOUCESTER, MA 01930-1144

Mortgage

Document Number	0000666246,
Date	May 19, 2026
Instrument	2026666246

Lender

Name	CAPE ANN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 24 Rowley Shore was $20,583, up 7.6% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,583.00 (+7.56%)	$2,210,800 (+12.29%) Land $1,001,800 Building $1,209,000	$2,296,514
2025	$19,137.00 (+2.19%)	$1,968,800 (+2.29%) Land $927,700 Building $1,041,100
2024	$18,727.00 (-4.13%)	$1,924,700 (+4.35%) Land $883,600 Building $1,041,100
2023	$19,533.00	$1,844,500 Land $788,900 Building $1,055,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Rowley Shore in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1991–2010)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Rowley Shore is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20