Suffolk County and Smithtown Town property record for 24 Rose Ct, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $510,000 (Feb 2019) |
| Tax Bill | $10,857 (2024) |
| Deeds & Mortgages | Mar 2020 Refinance Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 123.-1-6 |
| Primary APN | 473489 123.-1-6 |
|---|---|
| Alternative APNs |
|
| Lot Area | 20,473 sqft (0.47 acres) |
|---|
| Street Address | 24 ROSE CT |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-730476 TC-57 *1404 62 TO 65 INC SMITHTOWN PINES W PTS LTS |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 135201 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24 ROSE CT, COMMACK, NY 11725-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Mar 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Sep 18, 2019 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI WELLS FARGO BK |
| Feb 7, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2019 · Amount on Record |
| Deed Sale | Feb 7, 2019 · Amount on Record |
| Deed Book / Page | 12999 / 947 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 24 ROSE CT, COMMACK, NY 11725-3713 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231180268 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 23118/268 |
| Instrument | DK046850 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 24 ROSE CT, COMMACK, NY 11725-3713 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232440787 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 23244/787 |
| Instrument | DL060452 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 24 ROSE CT, COMMACK, NY 11725-3713 |
| Document Number | 0231180269 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 24 ROSE CT COMMACK NY 117253713, COMMACK, NY 11725-3713 |
| Document Number | 0231180269 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 023118/000269 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467-8000 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 7, 2019 |
| Property Address | 24 ROSE CT, COMMACK, NY 11725-3713 |
| Document Number | 0129990947 |
| Book / Page | 12999 / 947 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Hauppauge Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,525 (-) Land $300 Building $5,225 | $690,625 (+10,774.27%) Land $37,500 Building $653,125 | |
| 2024 | $10,857.00 | ||
| 2023 | $5,525 Land $300 Building $5,225 | $6,351 Land $345 Building $6,006 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1981–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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