24 Rock Bluff Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 24 Rock Bluff Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,872 sqft · built 2021
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Jun 2018)
Tax Bill	$5,372 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0016A020000`

Property Details

APN / Parcel Number

Primary APN	`0016A020000`
Alternative APNs	`0016A020` `9793`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,872 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Area	826 sqft
Porch	Open Porch
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9793
Old Parcel Number	0016A020000
Street Address	24 ROCK BLUFF DR
City	RINGGOLD
State	GA
Zip	30736-5317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 20 THE OVERLOOK
Legal Subdivision	OVERLOOK
Legal Lot Number	20
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1007
Census Tract	30403

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 ROCK BLUFF DR, RINGGOLD, GA 30736-5317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Sep 2, 2020	Deed of Trust, Construction Loan · Construction Mortgage SMARTBANK
Jun 15, 2018	Warranty Deed, Transfer CHOICE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	0001940531
Deed Book / Page	1940 / 531
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	24 ROCK BLUFF DR, RINGGOLD, GA 30736-5317
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ROCK BLUFF DR

Mortgage

Document Number	0021880000000256
Date	Dec 1, 2021
Book Page	0000002188/0000000256
Instrument	011824

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Sep 2, 2020
Property Address	24 ROCK BLUFF DR, RINGGOLD, GA 30736-5317
Document Number	0020760729
Book / Page	002076 / 000729
Instrument Date	Aug 31, 2020
Instrument	7107
Transaction Type	Construction Loan
Record Updated	Oct 14, 2020
Title Company	FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 ROCK BLUFF DR RINGGOLD GA 30736, RINGGOLD, GA 30736

Mortgage

Document Number	20760729
Date	Sep 2, 2020
Book Page	002076/000729
Instrument	7107

Lender

Name	SMARTBANK
Type	Bank
Address	PIGEON FORGE, TN 37868-1910

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 15, 2018
Property Address	24 ROCK BLUFF DR, RINGGOLD, GA 30736-5317
Document Number	0019400531
Book / Page	001940 / 000531
Instrument Date	Jun 11, 2018
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$25.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	OVERLOOK DR RINGGOLD GA 30736, RINGGOLD, GA 30736

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,372.00 (+2.7%) Homeowner's exemption Senior Citizen's exemption	$302,942 (+29.64%) Land $24,000 Building $278,942	$757,356 (+29.64%) Land $60,000 Building $697,356
2023	$5,231.00 (+26.32%)	$233,672 Land $17,100 Building $216,572	$584,181 Land $42,750 Building $541,431
2022	$4,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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