24 River St, Niles, MI 49120 Property Records

Berrien County property record for 24 River St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 975 sqft
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on Record
Tax Bill	$40 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-7200-0005-00-9`

Property Details

APN / Parcel Number

Primary APN	`71-7200-0005-00-9`
Alternative APN	`11-71-7200-0005-00-9`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	975 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	24 RIVER ST
City	NILES
State	MI
Zip	49120-1655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 5 C R SMITH'S ADD TO CITY OF NILES
Legal Subdivision	SMITHS ADD
Legal Lot Number	5
Legal Unit	5
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2018
Census Tract	20500

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24 RIVER ST, NILES, MI 49120-1655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Jul 30, 2020	Intrafamily Transfer, Transfer
Jul 30, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2023
Deed Sale	Jun 13, 2023
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	2023382626
Deed Book / Page	3405 / 4115
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	24 RIVER ST, NILES, MI 49120-1655
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 S 11TH ST, NILES, MI 49120-3313

Mortgage

Document Number	03423/2020
Date	Apr 1, 2024
Book Page	3423/2020
Instrument	2024402839

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	24 RIVER ST, NILES, MI 49120-1655
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03317/1841
Date	Mar 12, 2021
Book Page	3317/1841

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Mar 11, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	24 RIVER ST, NILES, MI 49120-1655
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03414/2092
Date	Oct 20, 2023
Book Page	3414/2092
Instrument	2023391410

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46628

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	145 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 30, 2020
Property Address	24 RIVER ST, NILES, MI 49120-1655
Document Number	03284/1912
Book / Page	3284 / 1912
Instrument Date	Jul 13, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 CHERRY ST, NILES, MI 49120-3644

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 30, 2020
Property Address	24 RIVER ST, NILES, MI 49120-1655
Document Number	03284/1914
Book / Page	3284 / 1914
Instrument Date	Jul 13, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$309.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1605 CHERRY ST, NILES, MI 49120-3644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 RIVER ST, NILES, MI 49120-1655

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,000 (+25.63%)	$100,000 (+25.63%)
2025	$40.00 Homeowner's exemption	$39,800 (+37.24%)	$79,600 (+37.24%)
2024	$40.00 (-94.62%)
2023		$29,000	$58,000
2022	$743.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2008–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Midwest Energy & Communications.

Nearby Properties on River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures