24 Ridge Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 24 Ridge Rd, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,849 sqft · built 1908
Lot Size	0.127 acres (5,543 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Jun 2006)
Tax Bill	$11,823 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:15 P:000132 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:15 P:000132 S`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,849 sqft Living Area
1st Floor Area	782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Lot Area	5,543 sqft (0.127 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	24 RIDGE RD
City	BELMONT
State	MA
Zip	02478-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2018
Census Tract	357600

Owner

24 Ridge Rd is owned and occupied by an individual who acquired it in October 2025.

Source: Middlesex County and Belmont Town records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	24 RIDGE RD, BELMONT, MA 02478-1245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
May 28, 2019	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2006 · Amount on File
Deed Sale	Jun 26, 2006 · Amount on File
Prior Sale	May 30, 1997 · Amount on File
Deed Book / Page	47699 / 71
Last Transfer Date	Oct 14, 2025
Transfer Doc	085096-424
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Jan 7, 2026
Property Address	24 RIDGE RD, BELMONT, MA 02478-1245
Document Number	085096-424
Book / Page	85096 / 424
Instrument Date	Oct 14, 2025
Instrument	1855
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 RIDGE RD, BELMONT, MA 02478-1245

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	24 RIDGE RD, BELMONT, MA 02478-1245
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077972-553
Date	Jun 9, 2021
Book Page	77972/553
Instrument	130238

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	24 RIDGE RD, BELMONT, MA 02478-1245
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72662-387
Date	May 28, 2019
Book Page	72662/387
Instrument	69575

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 24 Ridge Rd was $11,823.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,823.00	$1,038,000 Land $605,000 Building $433,000	$1,157,765 (+7.25%)
2024			$1,079,485
2023	$11,982.00	$1,066,000 Land $756,000 Building $310,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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