Providence City property record for 24 Ray St, Providence, RI 02906
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,641 sqft · built 1930 |
| Lot Size | 0.12 acres (5,215 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (Aug 2022) |
| Tax Bill | $8,119 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:93 L:226 |
| Primary APN | PROV M:93 L:226 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,641 sqft Living Area |
| Gross Area | 4,228 sqft |
| 1st Floor Area | 1,323 sqft |
| Attic | Attic |
| Attic Area | 555 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 5,215 sqft (0.12 acres) |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 42183 |
|---|---|
| Street Address | 24 RAY ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02906-4815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Lot Number | 226 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 3400 |
24 Ray St is owned and occupied by an individual who bought it in August 2022.
Source: Providence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 RAY ST, PROVIDENCE, RI 02906-4815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2025 | Deed of Trust, Mortgage · Line of Credit WAVE FEDERAL CREDIT UNION |
| Aug 17, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on File |
| Deed Sale | Aug 17, 2022 · Amount on File |
| Deed Book / Page | 13659 / 78 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 24 RAY ST, PROVIDENCE, RI 02906-4815 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0014417-19 |
|---|---|
| Date | May 13, 2025 |
| Book Page | 14417/19 |
| Instrument | 2025390926 |
| Name | WAVE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Aug 17, 2022 |
| Property Address | 24 RAY ST, PROVIDENCE, RI 02906-4815 |
| Document Number | 0013659-78 |
| Book / Page | 13659 / 78 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022328621 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 RAY ST, PROVIDENCE, RI 02906-4815 |
| Document Number | 2022328622 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 2022328622 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 24 Ray St was $8,119.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,119.00 | $966,500 Land $487,300 Building $479,200 | $1,135,283 |
| 2023 | $13,440.00 (+12.46%) | $732,400 (+9.09%) Land $308,600 Building $423,800 | |
| 2022 | $11,951.00 | $671,400 Land $308,600 Building $362,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Ray St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1999–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2023 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 24 Ray St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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