24 Rainbow Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 24 Rainbow Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,385 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,500 (Oct 2019)
Tax Bill	$1,434 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00210-0060`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00210-0060`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,385 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	1,385 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	24 RAINBOW LN
City	PALM COAST
State	FL
Zip	32164-6881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DPX
Legal Description	PALM COAST SEC 30 BL 21 LT 6 OR 351 PG 178 OR 707 PG 918 OR 1209 PG 1101 OR 1448 PG 976 OR 1714/29 OR 2240/636 OR 2391/804
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	21
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2016
Census Tract	60214

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 RAINBOW LN, PALM COAST, FL 32164-6881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Oct 16, 2019	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 6, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Nov 6, 2017 · Amount on Record
Deed Document Number	201938294
Deed Book / Page	2391 / 804
Prior Transfer Date	Apr 29, 2009
Prior Transfer Doc	0017140029
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	24 RAINBOW LN, PALM COAST, FL 32164-6881
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	SOUTHERN GUARANTY TITLE COMPANY, SOUTHERN GUARANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 RAINBOW LN, PALM COAST, FL 32164-6881

Mortgage

Document Number	0026521181
Date	Jan 27, 2022
Book Page	2652/1181
Instrument	2022004780

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 16, 2019
Property Address	24 RAINBOW LN, PALM COAST, FL 32164-6881
Document Number	0023910804
Book / Page	002391 / 000804
Instrument Date	Oct 15, 2019
Instrument	38294
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,214.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 RAINBOW LN PALM COAST FL 321646881, PALM COAST, FL 32164-6881

Mortgage

Document Number	23910806
Date	Oct 16, 2019
Book Page	002391/000806
Instrument	38295

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 6, 2017
Property Address	24 RAINBOW LN, PALM COAST, FL 32164-6881
Document Number	0022400636
Book / Page	002240 / 000636
Instrument Date	Nov 2, 2017
Instrument	38899
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	SOUTHERN TITLE HOLDINGS COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 RAINBOW LN PALM COAST FL 321646881, PALM COAST, FL 32164-6881

Mortgage

Document Number	22400637
Date	Nov 6, 2017
Book Page	002240/000637
Instrument	38900

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,434.00 (+3.09%) Homeowner's exemption	$122,054 (+5.99%)	$227,051 (+0.1%) Land $53,500 Building $173,551
2024	$1,391.00 (+3.65%)
2023	$1,342.00 (+2.13%) Homeowner's exemption	$115,159 (+3%)	$226,816 (+3.66%) Land $43,500 Building $183,316
2022	$1,314.00 Homeowner's exemption	$111,805	$218,799 Land $44,500 Building $174,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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