24 Prospect Ter, Yonkers, NY 10705 Property Records

Westchester County and Yonkers City property record for 24 Prospect Ter, Yonkers, NY 10705

Property Summary

Details	5 bd · 4 ba · 3,695 sqft · built 1952
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$1,991 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551800 1.-107-5`

Property Details

APN / Parcel Number

Primary APN	`551800 1.-107-5`
Alternative APNs	`180000100001070050000000` `101511508`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,695 sqft Living Area
1st Floor Area	2,095 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Unfinished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	9,583 sqft (0.22 acres)
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	101511508
Street Address	24 PROSPECT TER
City	YONKERS
State	NY
Zip	10705-2446
Property Category	Other
Property Type	Unknown
Local Zoning Code	S-50
Legal Block	107
Legal Lot Number	5.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YONKERS
Census Block Group	3
Census Block	3005
Census Tract	1301

Owner

24 Prospect Ter is owned and occupied by an individual who acquired it in November 2022.

Source: Westchester County and Yonkers City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	24 PROSPECT TER, YONKERS, NY 10705-2446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage REALFI HOME FUNDING CORP
Dec 5, 2022	Intrafamily Transfer, Transfer CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO
Nov 15, 2018	Quit Claim Deed, Transfer INTEGRITY LAND SERVICES INC, INTEGRITY LAND SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 17, 2022
Transfer Doc	0000003466
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	24 PROSPECT TER, YONKERS, NY 10705-2446
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 PROSPECT TER, YONKERS, NY 10705-2446

Mortgage

Document Number	0623373015
Date	Dec 5, 2022
Instrument	623373015

Lender

Name	REALFI HOME FUNDING CORP
Type	Mortgage Company
Address	WEST HARRISON, NY 10604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 5, 2022
Property Address	24 PROSPECT TER, YONKERS, NY 10705-2446
Document Number	0623193466
Instrument Date	Nov 17, 2022
Instrument	623193466
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 PROSPECT TER, YONKERS, NY 10705-2446

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 15, 2018
Property Address	24 PROSPECT TER, YONKERS, NY 10705-2446
Document Number	0582193674
Book / Page	058219 / 003674
Instrument Date	Aug 8, 2018
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	INTEGRITY LAND SERVICES INC, INTEGRITY LAND SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	24 PROSPECT TER YONKERS NY 107052446, YONKERS, NY 10705-2446

Tax Assessment & Valuation

The 2026 property tax bill for 24 Prospect Ter was $1,991 with a homeowner's exemption, down 84.1% from the year before.

Source: Westchester County and Yonkers City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Yonkers City
Unified School District	Yonkers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,991.00 (-84.14%) Homeowner's exemption
2025	$12,554.00	$11,000 (-) Land $3,500 Building $7,500	$639,535 (+3.49%) Land $203,488 Building $436,047
2024	Homeowner's exemption	$11,000 (-) Land $3,500 Building $7,500	$617,977 (+0.56%) Land $196,629 Building $421,348
2023		$11,000 Land $3,500 Building $7,500	$614,525 Land $195,531 Building $418,994
2020	$11,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Prospect Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Prospect Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YONKERS CITY serves 211,569 people · EPA ID NY5903465
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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