Hampden County and Westfield City property record for 24 Prospect St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,860 sqft · built 1938 |
| Lot Size | 0.194 acres (8,455 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Jun 2022) |
| Tax Bill | $5,106 (2026) |
| Deeds & Mortgages | Sep 2023 Transfer Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:203 L:14 |
| Primary APN | WFLD M:203 L:14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 2,848 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,455 sqft (0.194 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 24 PROSPECT ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-1551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 14 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 812800 |
Source: Hampden County and Westfield City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24 PROSPECT ST, WESTFIELD, MA 01085-1551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jun 10, 2022 | Quit Claim Deed, Transfer · FHA Mortgage NAVY FCU |
| Oct 5, 2021 | Redemption Deed, Transfer |
| Sep 17, 2021 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on Record |
| Deed Sale | Jun 10, 2022 · Amount on Record |
| Prior Sale | Sep 17, 2021 · Amount on Record |
| Deed Document Number | 202235190 |
| Deed Book / Page | 24586 / 548 |
| Last Transfer Date | Sep 20, 2023 |
| Transfer Doc | 025166-469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Sep 25, 2023 |
| Property Address | 24 PROSPECT ST, WESTFIELD, MA 01085-1551 |
| Document Number | 025166-469 |
| Book / Page | 25166 / 469 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 45378 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 24 PROSPECT ST, WESTFIELD, MA 01085-1551 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jun 10, 2022 |
| Property Address | 24 PROSPECT ST, WESTFIELD, MA 01085-1551 |
| Document Number | 024586-548 |
| Book / Page | 24586 / 548 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 35190 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 386 SIVER ST, AGAWAM, MA 01001-2983 |
| Document Number | 0000035191 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 35191 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Oct 5, 2021 |
| Property Address | 24 PROSPECT ST, WESTFIELD, MA 01085-1551 |
| Document Number | 24165-170 |
| Book / Page | 24165 / 170 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 70467 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Sep 17, 2021 |
| Property Address | 24 PROSPECT ST, WESTFIELD, MA 01085-1551 |
| Document Number | 24128-196 |
| Book / Page | 24128 / 196 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 65697 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 SAINT JAMES AVE, HOLYOKE, MA 01040-2321 |
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,106.00 (+9.15%) | $342,000 (+10.97%) Land $92,600 Building $249,400 | $329,033 (-16.74%) |
| 2025 | $4,678.00 (+4%) | $308,200 (+16.35%) Land $96,800 Building $211,400 | $395,200 (+7.69%) |
| 2024 | $366,985 | ||
| 2023 | $4,498.00 | $264,900 Land $84,000 Building $180,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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