Henderson County property record for 24 Pine Tree Ln, Flat Rock, NC 28731 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 1,654 sqft Heated Area |
| Lot Size | 27,443 sqft (0.63 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2018) |
| Tax Bill | $1,930.00 (2025) |
| Primary APN | 9588757822 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,654 sqft Heated Area |
| 1st Floor | 780 sqft 1st Floor |
| Upper Floors | 438 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 27,443 sqft (0.63 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Deck Area | 112 sqft Deck |
| Porch Area | 288 sqft Porch |
| Canopy Area | 21 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 9937393 |
|---|---|
| Street Address | 24 PINE TREE LN |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-9650 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE TREE ACRES LO2 PLA-328 |
| Legal Subdivision | PINE TREE ACRES (2518) |
| Legal Block | 75 |
| Legal Lot Number | 7822 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | BLUE RIDGE |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 930302 |
Source: Henderson County records · APN 9588757822
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 PINE TREE LN, FLAT ROCK, NC 28731-9650 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Feb 06, 2018 | Warranty Deed, Transfer · Conventional Mortgage USAA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 06, 2018 · Amount on Record |
| Deed Sale | Feb 06, 2018 · Amount on Record |
| Prior Sale | Oct 22, 2009 · Amount on Record |
| Deed Book / Page | 529 / 3160 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 24 PINE TREE LN, FLAT ROCK, NC 28731-9650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035300562 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 3530/562 |
| Instrument | 929627 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Feb 06, 2018 |
| Property Address | 24 PINE TREE LN, FLAT ROCK, NC 28731-9650 |
| Document Number | 0031600529 |
| Book / Page | 003160 / 000529 |
| Instrument Date | Feb 02, 2018 |
| Instrument | 878243 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 PINE TREE LN FLAT ROCK NC 287319650, FLAT ROCK, NC 28731-9650 |
| Document Number | 31600531 |
|---|---|
| Date | Feb 06, 2018 |
| Book Page | 003160/000531 |
| Instrument | 878244 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 05, 2048 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,200 (-) Land $36,000 Building $308,200 | ||
| 2025 | $1,930.00 | ||
| 2023 | $344,200 Land $36,000 Building $308,200 | $344,200 Land $36,000 Building $308,200 |
24 Pine Tree Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Henderson County (37089C), updated October 12, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 35th percentile of exposed land nationally · 49th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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