1. Home
  2. Florida
  3. Monroe County
  4. Islamorada
  5. Pen Key Clb

24 Pen Key Clb, Islamorada, FL 33036 Property Records

Monroe County property record for 24 Pen Key Clb, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,750 sqft · built 1957
Lot Size0.404 acres (17,600 sqft)
Owner2 Trust Names on File
Last Sale$4,999,800 (Jun 2026)
Tax Bill$11,765 (2025)
Deeds & MortgagesJun 2026 Sale
Flood ZoneZone AE (high risk)
APN00402660-000000

Property Details

APN / Parcel Number

Primary APN00402660-000000
Alternative APNs
  • 28633700402660000000
  • 1495000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,750 sqft Living Area
1st Floor Area1,750 sqft
FlooringConcrete/Cement
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeFlat
Roof MaterialAsphalt
Lot Area17,600 sqft (0.404 acres)
View / LotWaterfront
Garage TypeCovered
Garage Area339 sqft

Exterior Amenities

PorchOpen Porch
Porch Area462 sqft
Deck Area430 sqft
Patio Area430 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1495000
Street Address24 PEN KEY CLB
CityISLAMORADA
StateFL
Zip33036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLOT 24 PEN KEY CLUB SUBD PB3-170 UPPER MATECUMBE KEY OR412-751 OR674-231/233 OR685-761 OR1497-1924/26TR OR1735-2000/01 OR2616-1888D/C OR2653-2437/38 OR2698-1066/1116(DEC/REST)
Legal Range37E
Legal Township63S
Legal Section28
Legal SubdivisionPEN KEY CLUB SUBD
Legal Lot Number24
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2032
Census Tract970900

Owner

24 Pen Key Clb is owner-occupied and held in a trust since June 2026.

Source: Monroe County records, as of June 23, 2026

Owner of Record2 Trust Names on File
Mailing Address429 QUINCY ST, RAPID CITY, SD 57701-3712
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2026 · Amount on File
Deed SaleJun 8, 2026 · Amount on File
Prior SaleOct 10, 2013 · Amount on File
Deed Document Number20262546521
Deed Book / Page3385 / 16
Prior Transfer DateSep 20, 2013
Prior Transfer Doc0026532437
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONROE FL
Recording DateJun 8, 2026
Property Address24 PEN KEY CLB, ISLAMORADA, FL 33036
Document Number0002546521
Book / Page3385 / 16
Instrument DateMay 31, 2026
Instrument20262546521
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$3,534,858.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address429 QUINCY ST, RAPID CITY, SD 57701-3712

Tax Assessment & Valuation

The 2025 property tax bill for 24 Pen Key Clb was $11,765 with a homeowner's exemption, up 8% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,765.00 (+8.04%) Homeowner's exemption$1,243,132$2,261,170 Land $2,255,220 Building $5,950
2024$10,889.00 (+1,901.65%)
2023$544.00 (-94.87%) Homeowner's exemption$5,090 (-99.55%) Building $5,090$5,090 (-99.76%) Building $5,090
2022$10,602.00 Homeowner's exemption$1,138,749$2,127,650 Land $2,122,560 Building $5,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 24 Pen Key Clb in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 265 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies387 units insured
incl. 122 condo units
Nearby Flood Claims582 (1982–2022)
Claims Outside the SFHA21 of 582
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 197 claims
  • Hurricane Irene, Oct 1999 · 80 claims
  • Hurricane Georges, Sep 1998 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Pen Key Clb is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Pen Key Clb

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures