24 Pebble Pl, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 24 Pebble Pl, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$526,000 (Jun 2005)
Tax Bill	$15,144 (2024)
Deeds & Mortgages	Apr 2020 Refinance Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`473489 62.-4-21`

Property Details

APN / Parcel Number

Primary APN	`473489 62.-4-21`
Alternative APNs	`0800-062.00-04.00-021.000` `348906200000040210000000` `47340015845`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	24 PEBBLE PL
City	COMMACK
State	NY
Zip	11725-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-209551 TC-52 *3473 SEC 7 LOT 305 BURR WINKLE
Legal Block	4
Legal Lot Number	21
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2020
Census Tract	135101

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 PEBBLE PL, COMMACK, NY 11725-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Feb 19, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2005 · Amount on Record
Deed Sale	Jun 28, 2005 · Amount on Record
Deed Book / Page	12394 / 969
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	24 PEBBLE PL, COMMACK, NY 11725-1514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231260589
Date	Apr 17, 2020
Book Page	23126/589
Instrument	DL002276

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

February 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	24 PEBBLE PL, COMMACK, NY 11725-1514
Document Number	0231260590
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 PEBBLE PL COMMACK NY 117251514, COMMACK, NY 11725-1514

Mortgage

Document Number	0231260590
Date	Apr 17, 2020
Book Page	023126/000590

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2035

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,502 (-) Land $320 Building $5,182	$687,750 (+10,775.24%) Land $40,000 Building $647,750
2024	$15,144.00
2023		$5,502 Land $320 Building $5,182	$6,324 Land $368 Building $5,956

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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