24 Park St, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 24 Park St, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,387 sqft · built 2022
Lot Size	7.14 acres (311,018 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Sep 2021)
Tax Bill	$20,633 (2026)
Deeds & Mortgages	Jun 2023 Refinance Jul 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:60-P:018`

Property Details

APN / Parcel Number

Primary APN	`M:60-P:018`
Alternative APN	`NREA M:060.0 B:0000 L:0018.0`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,387 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	996 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	311,018 sqft (7.14 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	24 PARK ST
City	NORTH READING
State	MA
Zip	01864-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	18.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1012
Census Tract	330102

Owner

24 Park St is owned and occupied by two individuals who acquired it in June 2022.

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 PARK ST, NORTH READING, MA 01864-2827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT COOPERATIVE BANK
Jul 1, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance NORTH SHORE BANK
Jul 29, 2019	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
Sep 2, 2021	Quit Claim Deed, Transfer
Jul 1, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAVORTY RES RT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Jul 1, 2021 · Amount on File
Deed Document Number	2021197253
Last Transfer Date	Jun 27, 2022
Transfer Doc	080378-202
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	24 PARK ST, NORTH READING, MA 01864-2827
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081698-530
Date	Jun 27, 2023
Book Page	81698/530
Instrument	68949

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2048

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Jul 1, 2022
Property Address	24 PARK ST, NORTH READING, MA 01864-2827
Document Number	080378-202
Book / Page	80378 / 202
Instrument Date	Jun 27, 2022
Instrument	101134
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24 PARK ST, NORTH READING, MA 01864-2827

Mortgage

Document Number	080378-205
Date	Jul 1, 2022
Book Page	80378/205
Instrument	101135

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	24 PARK ST, NORTH READING, MA 01864-2827
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073002-132
Date	Jul 29, 2019
Book Page	73002/132
Instrument	108749

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Sep 2, 2021
Property Address	24 PARK ST, NORTH READING, MA 01864-2827
Document Number	078620-235
Book / Page	78620 / 235
Instrument Date	Sep 1, 2021
Instrument	197253
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Jul 1, 2021
Property Address	24 PARK ST, NORTH READING, MA 01864-2827
Document Number	078156-573
Book / Page	78156 / 573
Instrument Date	Jun 29, 2021
Instrument	149616
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 PARK ST, NORTH READING, MA 01864-2827

Mortgage

Document Number	0000149617
Date	Jul 1, 2021
Instrument	149617

Lender

Name	SAVORTY RES RT

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 24 Park St was $20,633, up 2.5% from the year before.

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,633.00 (+2.52%)	$1,584,700 (+2.84%) Land $508,900 Building $1,075,800	$934,143
2025	$20,125.00 (+0.86%)	$1,541,000 (+2.02%) Land $488,700 Building $1,052,300
2024	$19,954.00 (+136.37%)	$1,510,500 (+150.33%) Land $458,200 Building $1,052,300
2023	$8,442.00	$603,400 Land $426,900 Building $176,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Park St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2001–2010)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Park St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Park St

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