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24 Palm Dr, Key West, FL 33040 Property Records

Monroe County property record for 24 Palm Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 2014
Lot Size0.064 acres (2,800 sqft)
Owner2 Individual Names on File
Last Sale$505,000 (Mar 2021)
Tax Bill$5,437 (2024)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00162700-000000

Property Details

APN / Parcel Number

Primary APN00162700-000000
Alternative APN
  • 1208221

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,200 sqft Living Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2016
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,800 sqft (0.064 acres)
Lot Dimensions70 ft deep x 40 ft wide
Garage TypeCovered
Garage Area528 sqft
PorchUnfinished Open Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number1208221
Street Address24 PALM DR
CityKEY WEST
StateFL
Zip33040-6118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURM
Legal DescriptionBK D LT 12 BAY POINT TRAILER PARK FIRST ADDITION SADDLEBUNCH KEYS PB4-9 OR157-459 OR288-128 OR558-80 OR570-600 OR806-17 OR869-936 OR2385-1088-90 OR2641-176/80 OR2671-28/29 OR2909-1957/58 OR3081-1051
Legal Range27E
Legal Township67S
Legal Section08
Legal SubdivisionBAY POINT TRAILER PARK 1ST ADD
Legal TractD
Legal BlockD
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1056
Census Tract971600

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address24 PALM DR, KEY WEST, FL 33040-6118
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2021 · Amount on File
Deed SaleMar 15, 2021 · Amount on File
Prior SaleJun 4, 2018 · Amount on File
Deed Document Number20212308345
Deed Book / Page3081 / 1051
Prior Transfer DateMay 31, 2018
Prior Transfer Doc0029091957
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 15, 2021
Property Address24 PALM DR, KEY WEST, FL 33040-6118
Document Number0030811051
Book / Page3081 / 1051
Map ReferenceMB 4 PG 9
Instrument DateMar 10, 2021
Instrument2308345
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,535.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3719 DUCK AVE, 3719, KEY WEST, FL 33040-4423

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address24 PALM DR, KEY WEST, FL 33040-6118

Mortgage

Document Number0030811053
DateMar 15, 2021
Instrument3081/1053
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$570,542 (-0.48%) Land $249,200 Building $321,342$570,542 (-0.48%) Land $249,200 Building $321,342
2024$5,437.00 (+8.85%)
2023$4,995.00 (+12.63%)$573,312 (+21.94%) Land $277,200 Building $296,112$573,312 (+21.94%) Land $277,200 Building $296,112
2022$4,435.00$470,146 Land $170,800 Building $299,346$470,146 Land $170,800 Building $299,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 537 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies537 in force
Nearby Flood Claims1,085 (1980–2022)
Claims Outside the SFHA1 of 1,085
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 256 claims
  • Hurricane Wilma, Oct 2005 · 486 claims
  • Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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