Essex County and Bloomfield Township property record for 24 Overlook Ter, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,644 sqft · built 1937 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $831,000 (Jul 2022) |
| Tax Bill | $16,775 (2025) |
| Deeds & Mortgages | Oct 2018 Refinance Oct 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01172-0000-00081 |
| Primary APN | 02-01172-0000-00081 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Old Parcel Number | 020117200081 |
|---|---|
| Street Address | 24 OVERLOOK TER |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-3025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | 40 X 125 |
| Legal Block | 1172 |
| Legal Lot Number | 81 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 14800 |
Source: Essex County and Bloomfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24 OVERLOOK TER, BLOOMFIELD, NJ 07003-3025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| Oct 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| Jul 26, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on Record |
| Deed Sale | Jul 26, 2022 · Amount on Record |
| Prior Sale | Jan 25, 2016 · Amount on Record |
| Deed Document Number | 202270339 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 24 OVERLOOK TER, BLOOMFIELD, NJ 07003-3025 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000093945 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 2018093945 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 24 OVERLOOK TER, BLOOMFIELD, NJ 07003-3025 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000093102 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 2019093102 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 26, 2022 |
| Property Address | 24 OVERLOOK TER, BLOOMFIELD, NJ 07003-3025 |
| Document Number | 0000070339 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022070339 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,077.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6104 WHITE OAK LN, TAMARAC, FL 33319-3051 |
| Name | Verified Name |
|---|---|
| Address | 24 OVERLOOK TER, BLOOMFIELD, NJ 07003-3025 |
| Document Number | 0000070341 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2022070341 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | Other |
| Max Rate | 10.3% |
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,800 (-) Land $242,700 Building $238,100 | $480,800 (-) Land $242,700 Building $238,100 | |
| 2025 | $16,775.00 (+2.86%) | $480,800 (+2.69%) Land $242,700 Building $238,100 | $480,800 (-) Land $242,700 Building $238,100 |
| 2024 | $16,308.00 (+8.79%) | ||
| 2023 | $468,200 | $480,800 Land $242,700 Building $238,100 | |
| 2022 | $14,991.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1979–2011) |
| Claims Outside the SFHA | 13 of 13 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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