Hampden County and Chicopee City property record for 24 Otis St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,048 sqft · built 1960 |
| Lot Size | 0.235 acres (10,223 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Dec 2020) |
| Tax Bill | $4,775 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-00008 |
| Primary APN | 84-00008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| Gross Area | 2,448 sqft |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 1,048 sqft |
| Unfinished Basement | 1,048 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,223 sqft (0.235 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 84-00008 |
|---|---|
| Street Address | 24 OTIS ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 810800 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24 OTIS ST, CHICOPEE, MA 01020-1808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND |
| Oct 9, 2018 | Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on Record |
| Deed Sale | Dec 21, 2020 · Amount on Record |
| Prior Sale | Apr 14, 2005 · Amount on Record |
| Deed Document Number | 202076882 |
| Deed Book / Page | 23603 / 517 |
| Prior Transfer Date | Dec 17, 2020 |
| Prior Transfer Doc | 0000076882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Dec 21, 2020 |
| Property Address | 24 OTIS ST, CHICOPEE, MA 01020-1808 |
| Document Number | 23603-517 |
| Book / Page | 23603 / 517 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 76882 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 42 HARVARD ST, CHICOPEE, MA 01020-2575 |
| Document Number | 76883 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 76883 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 24 OTIS ST, CHICOPEE, MA 01020-1808 |
| Document Number | 22411-154 |
| Instrument Date | Oct 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 24 OTIS ST CHICOPEE MA 010201808, CHICOPEE, MA 01020-1808 |
| Document Number | 22411-154 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 022411/000154 |
| Instrument | 62981 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 21, 2043 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,775.00 (+7.62%) | $313,300 (+7.04%) Land $99,200 Building $214,100 | $317,215 (-3.13%) |
| 2025 | $4,437.00 (+5.54%) | $292,700 (+2.77%) Land $90,700 Building $202,000 | $327,465 |
| 2024 | $4,204.00 (+7.11%) | $284,800 (+9.92%) Land $88,900 Building $195,900 | |
| 2023 | $3,925.00 | $259,100 Land $80,800 Building $178,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures