24 Oak Ln, Highlands, NC 28741 Property Records

Macon County property record for 24 Oak Ln, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 952 sqft · built 1969
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Dec 2020)
Tax Bill	$2,798 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7540225507`

Property Details

APN / Parcel Number

Primary APN	`7540225507`
Alternative APNs	`0501616` `148357`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	952 sqft Heated Area
1st Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	196 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	148357
Street Address	24 OAK LN
City	HIGHLANDS
State	NC
Zip	28741-8441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR2
Legal Description	LOT 1 TOWN & COUNTRY OFF OAK ST
Legal Subdivision	TOWN COUNTRY
Legal Lot Number	1
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1033
Census Tract	970501

Owner

Source: Macon County assessment roll, APN 7540225507, as of September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	375 FLAT MOUNTAIN RD, HIGHLANDS, NC 28741-8763
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 03, 2020 · Amount on Record
Deed Sale	Dec 03, 2020 · Amount on Record
Deed Document Number	20209596
Deed Book / Page	40 / 2391
Prior Transfer Date	Sep 08, 2006
Prior Transfer Doc	00R30/0682
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 03, 2020
Property Address	24 OAK LN, HIGHLANDS, NC 28741-8441
Document Number	00K40/2391
Book / Page	K-40 / 2391
Map Reference	CAB 1 SL 61 PG 1
Instrument Date	Nov 03, 2020
Instrument	2020009596
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 LAWHON DR, SAINT JOHNS, FL 32259-9007

Mortgage

Document Number	2020009597
Date	Dec 03, 2020
Instrument	2020009597

Lender

Name	CF BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Macon County assessment roll as of September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$684,490 (-) Land $262,500 Building $421,990	$684,490 (-) Land $262,500 Building $421,990
2025	$2,798.00 (+0.43%)	$684,490 (-) Land $262,500 Building $421,990	$684,490 (-) Land $262,500 Building $421,990
2023	$2,786.00	$684,490 Land $262,500 Building $421,990	$684,490 Land $262,500 Building $421,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), as of November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139705011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 134 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0157015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.