24 North Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 24 North Ave, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,104 sqft · built 2014
Lot Size	3.58 acres (155,945 sqft)
Owner	Individual Name on Record
Last Sale	$108,500 (Aug 2022)
Tax Bill	$16,760 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2022 Refinance + 3 more
Flood Zone	Zone AE (high risk)
APN	`W1890R`

Property Details

APN / Parcel Number

Primary APN	`W1890R`
Alternative APNs	`SACO M:001 L:015 U:001-000` `M:001 L:015 U:001=000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,104 sqft Living Area
Gross Area	4,688 sqft
1st Floor Area	1,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	155,945 sqft (3.58 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	W1890R
Street Address	24 NORTH AVE
City	SACO
State	ME
Zip	04072-3057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CE
Legal Subdivision	CAMP ELLIS BARE KNEE PT MOUTH
Legal Lot Number	15
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1019
Census Tract	5400

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24 NORTH AVE, SACO, ME 04072-3057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · ARM MASCOMA BANK
Aug 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance W&O NT
Aug 2, 2022	Warranty Deed, Transfer · Second Mortgage (Down Payment) SHERMAN HOLDINGS LLC
Jul 9, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage W&O NT
Jul 9, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	202232472
Deed Book / Page	19083 / 194
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	24 NORTH AVE, SACO, ME 04072-3057
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191790886
Date	Jan 4, 2023
Book Page	19179/886
Instrument	2023000233

Lender

Name	MASCOMA BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Jan 4, 2030
Index	Other

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	24 NORTH AVE, SACO, ME 04072-3057
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190930853
Date	Aug 17, 2022
Book Page	19093/853
Instrument	2022035476

Lender

Name	W&O NT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Aug 2, 2022
Property Address	24 NORTH AVE, SACO, ME 04072-3057
Document Number	0190830194
Book / Page	19083 / 194
Instrument Date	Jul 8, 2022
Instrument	2022032472
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 NORTH AVE, SACO, ME 04072-3057

Mortgage

Document Number	2022032473
Date	Aug 2, 2022
Instrument	2022032473

Lender

Name	SHERMAN HOLDINGS LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Jul 9, 2021
Property Address	24 NORTH AVE, SACO, ME 04072-3057
Document Number	0187290035
Book / Page	18729 / 35
Instrument Date	Jul 8, 2021
Instrument	2021039487
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 NORTH AVE, SACO, ME 04072-3057

Mortgage

Document Number	2021039488
Date	Jul 9, 2021
Instrument	2021039488

Lender

Name	W&O NT

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SACO ME
Recording Date	Jul 9, 2021
Property Address	24 NORTH AVE, SACO, ME 04072-3057
Document Number	0187290020
Book / Page	18729 / 20
Instrument Date	Jul 7, 2021
Instrument	2021039483
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 MAY ST # UT3, UT3, PORTLAND, ME 04102-5119

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,760.00 (+3.08%)	$1,180,300 (+1.99%) Land $508,500 Building $671,800
2024	$16,260.00 (-13%)	$1,157,300 (+13.51%) Land $508,500 Building $648,800	$1,018,685
2022	$18,689.00	$1,019,600 Land $596,200 Building $423,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 135 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	138 units insured incl. 3 condo units
Nearby Flood Claims	216 (1978–2024)
Claims Outside the SFHA	42 of 216
Most Recent Claim	Apr 2024 · Severe Winter Storm
Claims by Event	Severe Storms And Flooding, Jan 2024 · 38 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims Coastal Storm, Oct 1991 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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