24 Nelson St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 24 Nelson St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,398 sqft · built 1920
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Aug 2019)
Tax Bill	$3,910 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`398-01000-73-001`

Property Details

APN / Parcel Number

Primary APN	`398-01000-73-001`
Alternative APN	`WSPR M:00398 B:01000 L:00073`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,398 sqft Living Area
Gross Area	3,064 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	398-01000-73-001
Street Address	24 NELSON ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	1000
Legal Lot Number	73
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	3
Census Block	3008
Census Tract	812403

Owner

24 Nelson St is owned and occupied by an individual who bought it in August 2019.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	24 NELSON ST, WEST SPRINGFIELD, MA 01089-3041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY
Aug 26, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AURA MORTGAGE ADVISORS LLC
Jul 20, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Prior Sale	Jul 20, 2018 · Amount on File
Deed Document Number	201948340
Deed Book / Page	22821 / 470
Prior Transfer Date	Aug 2, 2019
Prior Transfer Doc	22821-470
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jul 16, 2026
Property Address	24 NELSON ST, WEST SPRINGFIELD, MA 01089-3041
Document Number	0000033081
Book / Page	26419 / 25
Instrument Date	Jul 3, 2026
Instrument	202633081
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 NELSON ST, WEST SPRINGFIELD, MA 01089-3041

Mortgage

Document Number	0000033081,
Date	Jul 16, 2026
Book Page	26419/25
Instrument	202633081

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Aug 26, 2019
Property Address	24 NELSON ST, WEST SPRINGFIELD, MA 01089-3041
Document Number	22821-470
Book / Page	22821 / 470
Instrument Date	Aug 2, 2019
Instrument	48340
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 NELSON ST, WEST SPRINGFIELD, MA 01089-3041

Mortgage

Document Number	48341
Date	Aug 26, 2019
Instrument	48341

Lender

Name	AURA MORTGAGE ADVISORS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jul 20, 2018
Property Address	24 NELSON ST, WEST SPRINGFIELD, MA 01089-3041
Document Number	22276-74
Book / Page	022276 / 000074
Instrument Date	Jun 13, 2018
Instrument	42173
Transaction Type	Foreclosure
Record Updated	Aug 13, 2018

Transaction

Amount	Amount on Record
Tax	$488.25
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24 LANTERN LN COHASSET MA 020251912, COHASSET, MA 02025-1912

Tax Assessment & Valuation

The 2026 property tax bill for 24 Nelson St was $3,910, down 0.3% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,910.00 (-0.28%)	$278,900 (+5.76%) Land $116,700 Building $162,200	$280,310 (+3.39%)
2025	$3,921.00 (+5.94%)	$263,700 (+5.52%) Land $106,100 Building $157,600	$271,130
2024	$3,701.00 (+4.7%)	$249,900 (+9.85%) Land $106,100 Building $143,800
2023	$3,535.00	$227,500 Land $106,100 Building $121,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Nelson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Nelson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Whip City Fiber.

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