24 N Morse St, Sandusky, MI 48471 Property Records

Sanilac County property record for 24 N Morse St, Sandusky, MI 48471

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$8,000 (Jul 2018)
Tax Bill	$152 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`320-110-004-018-00`

Property Details

APN / Parcel Number

Primary APN	`320-110-004-018-00`

Exterior

Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide

Location & Zoning

Street Address	24 N MORSE ST
City	SANDUSKY
State	MI
Zip	48471-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 10 FT OF LOT 18 & LOT 19 ALSO 10 FT OF ADJOINING VACATED ALLEY BLK 4 MCCAREN, BENEDICT, SCHELL & DAWSONS ADD
Legal Subdivision	MCCAREN BENEDICT SCHELL & DAWS
Legal Block	4
Legal Lot Number	18-19
Jurisdiction	SANILAC MI
Township / Civil Division	SANDUSKY
Census Block Group	2
Census Block	2028
Census Tract	970900

Owner

24 N Morse St is owned and occupied by two individuals who bought it in July 2018.

Source: Sanilac County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 N MORSE ST, SANDUSKY, MI 48471-1125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Prior Sale	Aug 1, 2015 · Amount on File
Deed Book / Page	1377 / 55
Prior Transfer Date	Jul 2, 2015
Prior Transfer Doc	0000000001
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANILAC MI
Property Address	24 N MORSE ST, SANDUSKY, MI 48471-1125
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 N MORSE ST, SANDUSKY, MI 48471-1125

Mortgage

Document Number	001615/436
Date	Mar 6, 2025
Book Page	1615/436

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANILAC MI
Recording Date	Jul 17, 2018
Property Address	24 N MORSE ST, SANDUSKY, MI 48471-1125
Document Number	1377/55
Book / Page	1377 / 55
Instrument Date	Jul 17, 2018
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 MORSE STREET, SANDUSKY, MI 48471-1601

Tax Assessment & Valuation

The 2025 property tax bill for 24 N Morse St was $152 with a homeowner's exemption.

Source: Sanilac County assessment roll, as of July 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Sanilac County
Municipality	Sandusky City
Unified School District	Sandusky Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,300	$54,600
2025	$152.00 Homeowner's exemption
2023		$20,900	$41,800
2022	$569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 N Morse St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 N Morse St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANDUSKY serves 2,679 people · EPA ID MI0005920
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AVS Broadband Fiber	1,000 / 1,000

May also be available: Air Advantage, AT&T, T-Mobile.

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