24 Morse St, Coldwater, MI 49036 Property Records

Branch County property record for 24 Morse St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,356 sqft
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (May 2023)
Tax Bill	$2,428 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-763-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-763-00`

Interior

Full Baths	1 Bath
Building Area	1,356 sqft Building Perimeter
1st Floor Area	866 sqft
Basement Area	282 sqft
Unfinished Basement	282 sqft

Exterior

Lot Area	6,098 sqft (0.14 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	24 MORSE ST
City	COLDWATER
State	MI
Zip	49036-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON E LI OF MORSE ST 15 RDS N OF N LI OF CHICAGO ST TH ELY PAR WI CHICAGO ST 10 RDS TH N 3 RDS 4 FT TH WLY TO A PT 2 RDS
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	2
Census Block	2001
Census Tract	951400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Chicago Street Historic District (Boundary Increase II) listed 1990 · 60 contributing resources · NRIS 90001130

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

24 Morse St is owned and occupied by an individual who bought it in May 2023.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	24 MORSE ST, COLDWATER, MI 49036-1717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC
May 16, 2022	Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on File
Deed Sale	May 25, 2023 · Amount on File
Prior Sale	May 16, 2022 · Amount on File
Deed Document Number	20232873
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	May 25, 2023
Property Address	24 MORSE ST, COLDWATER, MI 49036-1717
Document Number	0202302873
Instrument Date	May 19, 2023
Instrument	2023-02873
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,342.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 W CHICAGO ST, QUINCY, MI 49082-1030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E PEARL ST, COLDWATER, MI 49036-1932

Mortgage

Document Number	0202302874
Date	May 25, 2023
Instrument	2023-02874

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company
Address	PENDLETON, IN 46064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	May 16, 2022
Property Address	24 MORSE ST, COLDWATER, MI 49036-1717
Document Number	0202203574
Instrument Date	May 13, 2022
Instrument	2022-03574
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 MORSE ST, 24, COLDWATER, MI 49036-1717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 W CHICAGO ST, QUINCY, MI 49082-1030

Tax Assessment & Valuation

The 2025 property tax bill for 24 Morse St was $2,428, down 0.4% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,050 (+9.26%)	$132,100 (+9.26%)
2025	$2,428.00 (-0.41%)	$60,450	$120,900
2024	$2,438.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24 Morse St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Morse St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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