24 Miramar Rd, Rochester, NY 14624 Property Records

Monroe County and Gates Town property record for 24 Miramar Rd, Rochester, NY 14624

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,556 sqft · built 1945
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Tax Bill	$6,736 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`262600 119.07-3-24`

Property Details

APN / Parcel Number

Primary APN	`262600 119.07-3-24`
Alternative APNs	`26001190700003024000` `01837000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,556 sqft Living Area
1st Floor Area	686 sqft
2nd Floor Area	552 sqft
Upper Floors Area	318 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01837000000
Street Address	24 MIRAMAR RD
City	ROCHESTER
State	NY
Zip	14624-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0103- 1-02 20000 AC FAIRFAX L142 L68 P21
Legal Block	3
Legal Lot Number	24.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	2
Census Block	2016
Census Tract	14302

Owner

24 Miramar Rd is owned and occupied by an individual who acquired it in July 2007.

Source: Monroe County and Gates Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	24 MIRAMAR RD, ROCHESTER, NY 14624-1712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 25, 2007
Transfer Doc	0000000646
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Jun 30, 2026
Property Address	24 MIRAMAR RD, ROCHESTER, NY 14624-1712
Document Number	0003437683
Book / Page	31361 / 523
Instrument Date	Jun 17, 2026
Instrument	20263437683
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 MIRAMAR RD, ROCHESTER, NY 14624-1712
Investor	Possibly a Property Investor

Mortgage

Document Number	0003437683,
Date	Jun 30, 2026
Book Page	31361/523
Instrument	20263437683

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	24 MIRAMAR RD, ROCHESTER, NY 14624-1712
Document Number	0000001100
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 MIRAMAR RD ROCHESTER NY 146241712, ROCHESTER, NY 14624-1712

Mortgage

Document Number	0000001100
Date	Nov 9, 2020
Book Page	028845/000094
Instrument	1100

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 8, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 24 Miramar Rd was $6,736 with a homeowner's exemption, up 23.6% from the year before.

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,736.00 (+23.55%) Homeowner's exemption
2025	$5,452.00	$210,400 Land $29,800 Building $180,600	$210,400 Land $29,800 Building $180,600
2023		$128,900 (-) Land $19,800 Building $109,100	$155,300 (+9.68%) Land $23,855 Building $131,445
2022		$128,900 Land $19,800 Building $109,100	$141,600 Land $21,751 Building $119,849
2021	$5,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Miramar Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Miramar Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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