24 Main St E, Girard, PA 16417 Property Records

Erie County property record for 24 Main St E, Girard, PA 16417

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3,440 sqft · built 1900
Lot Size	0.182 acres (7,919 sqft)
Owner	Individual Name on File
Tax Bill	$3,988 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-012-027.0-019.00`

Property Details

APN / Parcel Number

Primary APN	`23-012-027.0-019.00`

Interior

Units	3 Units
Stories	4 Stories
Building Area	3,440 sqft Total Area
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	7,919 sqft (0.182 acres)
Lot Dimensions	214 ft deep x 37 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	24 MAIN ST E
City	GIRARD
State	PA
Zip	16417-1738
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	C1
Legal Description	24 MAIN ST E 37 X 214
Jurisdiction	ERIE PA
Township / Civil Division	GIRARD
Census Block Group	2
Census Block	2045
Census Tract	10201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Girard Commercial Historic District listed 2023 · 33 contributing resources · NRIS 100008955

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

24 Main St E, a commercial property, is owned by an individual.

Source: Erie County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	24 MAIN ST E, GIRARD, PA 16417-1738
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage JAMES R STEADMAN
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit ERIEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE PA
Property Address	24 MAIN ST E, GIRARD, PA 16417-1738
Document Number	0000001949
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 MAIN ST E GIRARD PA 164171738, GIRARD, PA 16417-1738

Mortgage

Document Number	0000001949
Date	Jan 31, 2020
Instrument	1949

Lender

Name	JAMES R STEADMAN
Address	10 PENINSULA DR, ERIE, PA 16505-2054

Agreement

Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE PA
Property Address	24 MAIN ST E, GIRARD, PA 16417-1738
Document Number	0000023504
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 MONTPELIER AVE ERIE PA 165051530, ERIE, PA 16505-1530

Mortgage

Document Number	0000023504
Date	Nov 13, 2018
Instrument	23504

Lender

Name	ERIEBANK
Type	Bank
Address	ERIE, PA 16506

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 24 Main St E was $3,988, up 7.7% from the year before.

Source: Erie County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Erie County
Municipality	Girard Borough
Unified School District	Girard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,988.00 (+7.67%)	$121,500 Land $23,800 Building $97,700
2025	$3,704.00
2024		$121,500 Land $23,800 Building $97,700
2023	$3,382.00
2013			$121,500 Land $23,800 Building $97,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Main St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Main St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD BORO WATER DEPT serves 3,301 people · EPA ID PA6250049
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Velocity.Net Communications.

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