24 Madre de Dios St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 24 Madre de Dios St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,035 sqft · built 2020
Lot Size	0.307 acres (13,373 sqft)
Owner	Individual Name on Record
Last Sale	$269,900 (Mar 2020)
Tax Bill	$912 (2024)
Deeds & Mortgages	Mar 2020 Sale & Mortgage May 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-23-05-132-001`

Property Details

APN / Parcel Number

Primary APN	`40-23-05-132-001`
Alternative APNs	`0095262-103530-4` `10004607959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,035 sqft Living Area
Gross Area	2,679 sqft
Flooring	Covered

Exterior

Year Built	Built 2020
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	13,373 sqft (0.307 acres)
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004607959
Old Parcel Number	00952621035304
Street Address	24 MADRE DE DIOS ST
City	PUNTA GORDA
State	FL
Zip	33983-4253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0597 0013 PUNTA GORDA ISLES SEC20 BLK597 LT13 689/2141 DC1705/164 DC1705/166 PR99-553 1710/520 2146/14
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	597
Legal Lot Number	13
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3003
Census Tract	20103

Owner

Source: Charlotte County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	24 MADRE DE DIOS ST, PUNTA GORDA, FL 33983-4253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
May 3, 2019	Loan Modification, Mortgage · Line of Credit REGIONS BK
Jan 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Jan 29, 2018 · Amount on Record
Deed Document Number	2798138
Deed Book / Page	4555 / 392
Record Updated	Jun 8, 2026

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 23, 2020
Property Address	24 MADRE DE DIOS ST, PUNTA GORDA, FL 33983-4253
Document Number	0045550392
Book / Page	4555 / 392
Map Reference	MB 11 PG 2A-2Z42
Instrument Date	Mar 19, 2020
Instrument	2798138
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 7, 2022
Title Company	JEWEL STONE TTL INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,889.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 MADRE DE DIOS ST, PORT CHARLOTTE, FL 33983-4253

Mortgage

Document Number	0045550393
Date	Mar 23, 2020
Instrument	4555/0393

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Recording Date	May 3, 2019
Property Address	24 MADRE DE DIOS ST, PUNTA GORDA, FL 33983-4253
Document Number	0044341277
Book / Page	004434 / 001277
Instrument Date	Apr 30, 2019
Instrument	2706544
Transaction Type	Mortgage
Record Updated	May 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24 MADRE DE DIOS ST PUNTA GORDA FL 33983, PUNTA GORDA, FL 33983

Mortgage

Document Number	44341277
Date	May 3, 2019
Book Page	004434/001277
Instrument	2706544

Lender

Name	REGIONS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 29, 2018
Property Address	24 MADRE DE DIOS ST, PUNTA GORDA, FL 33983-4253
Document Number	0042770283
Book / Page	004277 / 000283
Instrument Date	Jan 25, 2018
Instrument	2582889
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$98.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$256,843 (+5.99%)	$400,189 (+3.05%) Land $48,000 Building $352,189
2024	$912.00 (+4.35%)
2023	$874.00 (+22.24%) Disabled Person's exemption Veteran's exemption	$242,334 (+3%)	$388,343 (+48.72%) Land $46,000 Building $342,343
2022	$715.00 Disabled Person's exemption	$235,276	$261,116 Land $36,550 Building $224,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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