24 Locust Ln, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 24 Locust Ln, Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	4,696 sqft · built 1998
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$1,630,000 (Oct 2021)
Tax Bill	$17,476 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-01103-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`58-01103-0000-00002`
Alternative APN	`580110300002`

Interior

Building Area	4,696 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	39,204 sqft (0.9 acres)

Location & Zoning

Street Address	24 LOCUST LN
City	SADDLE RIVER
State	NJ
Zip	07458-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.90 AC
Legal Block	1103
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	3
Census Block	3001
Census Tract	53100

Owner

24 Locust Ln is owned and occupied by two individuals who bought it in October 2021.

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 LOCUST LN, SADDLE RIVER, NJ 07458-2112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Oct 11, 2016 · Amount on File
Deed Document Number	2021155690
Deed Book / Page	4410 / 1975
Record Updated	Oct 29, 2026

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 8, 2021
Property Address	24 LOCUST LN, SADDLE RIVER, NJ 07458-2112
Document Number	0044101975
Book / Page	4410 / 1975
Instrument Date	Aug 11, 2021
Instrument	2021155690
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	NOT AVAILABLE, LEGEND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,498.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 BOILING SPRING RD, 15, HO HO KUS, NJ 07423-1302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 LOCUST LN, SADDLE RIVER, NJ 07458-2112

Mortgage

Document Number	2021155692
Date	Oct 8, 2021
Instrument	2021155692

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 24 Locust Ln was $17,476, down 0.8% from the year before.

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,637,900 (-) Land $450,000 Building $1,187,900	$1,637,900 (-) Land $450,000 Building $1,187,900
2025	$17,476.00 (-0.76%)	$1,637,900 Land $450,000 Building $1,187,900	$1,637,900 Land $450,000 Building $1,187,900
2024	$17,610.00
2023		$1,378,600 Land $450,000 Building $928,600	$1,378,600 Land $450,000 Building $928,600
2022	$13,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Locust Ln in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	68 (1978–2021)
Claims Outside the SFHA	6 of 68
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Locust Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20