24 Lagoon Way, Palm Coast, FL 32137 Property Records

Flagler County property record for 24 Lagoon Way, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,905 sqft · built 2023
Lot Size	0.137 acres (6,011 sqft)
Owner	2 Trust Names on File
Last Sale	$409,996 (Jul 2023)
Tax Bill	$5,307 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-10-30-4260-00000-0530`

Property Details

APN / Parcel Number

Primary APN	`27-10-30-4260-00000-0530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,905 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.137 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	24 LAGOON WAY
City	PALM COAST
State	FL
Zip	32137-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	MATANZAS LAKES S/D MB 39 PG 32 LOT 53
Legal Range	30E
Legal Township	10S
Legal Section	27
Legal Subdivision	MATANZAS LAKES S/D
Legal Lot Number	53
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1007
Census Tract	60216

Owner

24 Lagoon Way is owner-occupied and held in a trust since July 2023.

Source: Flagler County records, as of December 22, 2025

Owner of Record	2 Trust Names on File
Co-owner	2 Co-owners on File
Mailing Address	24 LAGOON WAY, PALM COAST, FL 32137-9609
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Feb 22, 2022
Deed Document Number	2023030596
Deed Book / Page	2797 / 75
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 17, 2023
Property Address	24 LAGOON WAY, PALM COAST, FL 32137-9609
Document Number	0027970075
Book / Page	2797 / 75
Map Reference	MB 39 PG 32-35
Instrument Date	Jun 13, 2023
Instrument	2023030596
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	AVIS TITLE INSURANCE AGENCY INC, AVIS TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 CYPRESS POINT PKWY # PKWY7, PKWY7, PALM COAST, FL 32164-8407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	24 LAGOON WAY, PALM COAST, FL 32137-9609

Mortgage

Document Number	0000279777
Date	Jul 17, 2023
Instrument	2797/77

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 22, 2022
Property Address	24 LAGOON WAY, PALM COAST, FL 32137-9609
Document Number	0026601294
Book / Page	2660 / 1294
Map Reference	MB 39 PG 32-35
Instrument Date	Feb 22, 2022
Instrument	2022009406
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 CYPRESS POINT PKWY # PKWY7, 185, PALM COAST, FL 32164-8407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CYPRESS POINT PKWY # 7, 7, PALM COAST, FL 32164-8407
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 24 Lagoon Way was $5,307 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,307.00 Homeowner's exemption	$335,166 Land $57,500 Building $277,666	$335,166 Land $57,500 Building $277,666
2023	$570.00 (+1.79%)	$57,000 (-) Land $57,000	$57,000 (-) Land $57,000
2022	$560.00	$57,000 Land $57,000	$57,000 Land $57,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 24 Lagoon Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Lagoon Way is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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