24 Joyce Dr, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 24 Joyce Dr, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1964
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (Mar 2018)
Tax Bill	$4,542 (2026)
Deeds & Mortgages	May 2025 Line of Credit Jan 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:130 L:57`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:130 L:57`
Alternative APN	`M:329130 B:00057 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	2,704 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	24 JOYCE DR
City	WESTFIELD
State	MA
Zip	01085-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	57
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4013
Census Tract	812600

Owner

24 Joyce Dr is owned and occupied by an individual who bought it in March 2018.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	24 JOYCE DR, WESTFIELD, MA 01085-4610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2025	Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK FSB
Jan 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 27, 2019	Deed of Trust, Mortgage · FHA Mortgage QUAD CTY BK&TR
Mar 23, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Deed Document Number	201814985
Deed Book / Page	22103 / 320
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	24 JOYCE DR, WESTFIELD, MA 01085-4610
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025863-383
Date	May 15, 2025
Book Page	25863/383
Instrument	21356

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	24 JOYCE DR, WESTFIELD, MA 01085-4610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23641-168
Date	Jan 11, 2021
Book Page	23641/168
Instrument	1955

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	24 JOYCE DR, WESTFIELD, MA 01085-4610
Document Number	22835-14
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 JOYCE DR WESTFIELD MA 010854610, WESTFIELD, MA 01085-4610

Mortgage

Document Number	22835-14
Date	Sep 3, 2019
Book Page	022835/000014
Instrument	50183

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	Mar 23, 2018
Property Address	24 JOYCE DR, WESTFIELD, MA 01085-4610
Document Number	22103-320
Book / Page	022103 / 000320
Instrument Date	Mar 15, 2018
Instrument	14985
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$943.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 SOUTHWICK RD #45 WESTFIELD MA 010854752, 45, WESTFIELD, MA 01085-4752

Mortgage

Document Number	22103-323
Date	Mar 23, 2018
Book Page	022103/000323
Instrument	14986

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 24 Joyce Dr was $4,542, up 7.7% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,542.00 (+7.71%)	$304,200 (+9.5%) Land $118,700 Building $185,500	$331,983 (+5.61%)
2025	$4,217.00	$277,800 Land $115,400 Building $162,400	$314,355 (-3.27%)
2024			$324,995
2023	$4,114.00	$242,300 Land $99,900 Building $142,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Joyce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Joyce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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