24 Joy Ln, Fairdealing, MO 63939 Property Records

Ripley County property record for 24 Joy Ln, Fairdealing, MO 63939

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,689 sqft · built 2007
Lot Size	0.78 acres (33,976 sqft)
Owner	Individual Name on Record
Last Sale	$142,700 (Aug 2017)
Tax Bill	$775 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-1.0-02-000-000-009.012`

Property Details

APN / Parcel Number

Primary APN	`12-1.0-02-000-000-009.012`

Interior

Full Baths	1 Bath
Building Area	1,689 sqft Adjusted Area
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Concrete
Lot Area	33,976 sqft (0.78 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	24 JOY LN
City	FAIRDEALING
State	MO
Zip	63939-8102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 COLLINS ACRES,464-153,527-160,569-174,576-53,585-66,
Legal Range	03E
Legal Township	23N
Legal Section	02
Legal Subdivision	COLLINS ACRES SUB
Legal Lot Number	11
Jurisdiction	RIPLEY MO
Township / Civil Division	FLATWOODS
Census Block Group	1
Census Block	1050
Census Tract	870100

Owner

Source: Ripley County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	24 JOY LN, FAIRDEALING, MO 63939-8102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 2, 2017	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK
Aug 2, 2017	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK
Oct 3, 2012	Warranty Deed, Transfer
May 1, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2017 · Amount on Record
Deed Sale	Aug 2, 2017 · Amount on Record
Deed Book / Page	585 / 66
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIPLEY MO
Property Address	24 JOY LN, FAIRDEALING, MO 63939-8102
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 JOY LN, FAIRDEALING, MO 63939-8102

Mortgage

Document Number	0000642/28
Date	Aug 3, 2021
Book Page	642/28

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Dec 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIPLEY MO
Property Address	24 JOY LN, FAIRDEALING, MO 63939-8102
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 JOY LN, FAIRDEALING, MO 63939-8102

Mortgage

Document Number	642/28
Date	Aug 3, 2021
Book Page	642/28

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Dec 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIPLEY MO
Recording Date	Aug 2, 2017
Property Address	24 JOY LN, FAIRDEALING, MO 63939-8102
Document Number	585/066
Book / Page	585 / 066
Map Reference	MB 544 PG 204
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 JOY LN, FAIRDEALING, MO 63939-8102

Mortgage

Document Number	585067
Date	Aug 2, 2017
Instrument	585/067

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIPLEY MO
Recording Date	Aug 2, 2017
Property Address	24 JOY LN, FAIRDEALING, MO 63939-8102
Document Number	000585/066
Book / Page	585 / 066
Map Reference	MB 544 PG 204
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 JOY LN, FAIRDEALING, MO 63939-8102

Mortgage

Document Number	0000585067
Date	Aug 2, 2017
Instrument	585/067

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

October 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIPLEY MO
Recording Date	Oct 3, 2012
Property Address	24 JOY LN, FAIRDEALING, MO 63939-8102
Document Number	000527/160
Book / Page	527 / 160
Instrument Date	Oct 3, 2012
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 JOY LN, FAIRDEALING, MO 63939-8102
Investor	Possibly a Property Investor

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIPLEY MO
Recording Date	May 1, 2007
Property Address	24 JOY LN, FAIRDEALING, MO 63939-8102
Document Number	000464/153
Book / Page	464 / 153
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 JOY LN, FAIRDEALING, MO 63939-8102
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ripley County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Ripley County
Unified School District	Doniphan R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$775.00 (+28.95%)	$17,620 (+8.7%)	$92,700 (+8.68%) Land $8,200 Building $84,500
2023	$601.00	$16,210	$85,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 69% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPLEY COUNTY PWSD 2 serves 2,780 people · EPA ID MO4024523
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Oct 2021
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: T-Mobile.

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