24 Jean Pl, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 24 Jean Pl, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,973 sqft · built 1978
Lot Size	0.347 acres (15,132 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,658 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 15.18-2-41`

Property Details

APN / Parcel Number

Primary APN	`013089 15.18-2-41`
Alternative APNs	`308901501800020410000000` `01501800020410000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,973 sqft Living Area
1st Floor Area	850 sqft
2nd Floor Area	1,123 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	15,132 sqft (0.347 acres)
Lot Dimensions	105 ft deep x 144 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501800020410000000
Street Address	24 JEAN PL
City	SCHENECTADY
State	NY
Zip	12303-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 24 CH
Legal Subdivision	JEAN PLACE
Legal Block	2
Legal Lot Number	41.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3003
Census Tract	14606

Owner

24 Jean Pl is owned and occupied by two individuals.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 JEAN PL, SCHENECTADY, NY 12303-4915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Feb 26, 2020	Deed of Trust, Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	24 JEAN PL, SCHENECTADY, NY 12303-4915
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 JEAN PL, SCHENECTADY, NY 12303-4915
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001037
Date	Jul 16, 2021
Instrument	R2021-21037

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 7, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	Prime Rate
Margin	2
Max Rate	18%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	24 JEAN PL, SCHENECTADY, NY 12303-4915
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 MALLARDS POND LN SCHENECTADY NY 123035370, SCHENECTADY, NY 12303-5370

Mortgage

Document Number	4919
Date	Mar 2, 2020
Instrument	4919

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 24 Jean Pl was $7,658, down 1.4% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,658.00 (-1.4%)
2025	$7,767.00	$266,000 Land $53,000 Building $213,000	$354,667 Land $70,667 Building $284,000
2023		$266,000 (-) Land $53,000 Building $213,000	$312,941 (+7.06%) Land $62,353 Building $250,588
2022		$266,000 Land $53,000 Building $213,000	$292,308 Land $58,242 Building $234,066
2021	$6,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Jean Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Jean Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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