24 Horizon Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 24 Horizon Dr, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	4,656 sqft · built 1989
Lot Size	0.699 acres (30,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Nov 2023)
Tax Bill	$28,287 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04701-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`14-04701-0000-00012`
Alternative APNs	`1400675P00012` `140470100012`

Interior

Building Area	4,656 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Tudor
Lot Area	30,448 sqft (0.699 acres)

Location & Zoning

Old Parcel Number	1400675P00012
Street Address	24 HORIZON DR
City	WAYNE
State	NJ
Zip	07470-4965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Block	4701
Legal Lot Number	12
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3005
Census Tract	246002

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 HORIZON DR, WAYNE, NJ 07470-4965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 22, 2023	Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	Dec 27, 1989 · Amount on Record
Deed Document Number	202337474
Deed Book / Page	4623 / 48
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	24 HORIZON DR, WAYNE, NJ 07470-4965
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 HORIZON DR, WAYNE, NJ 07470-4965

Mortgage

Document Number	0000040768
Date	Dec 2, 2025
Book Page	M19686/1
Instrument	2025040768

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 22, 2023
Property Address	24 HORIZON DR, WAYNE, NJ 07470-4965
Document Number	0000037474
Book / Page	D4623 / 48
Instrument Date	Nov 8, 2023
Instrument	2023037474
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6329 BAY CLUB DR # DR3, DR3, FT LAUDERDALE, FL 33308-1633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 HORIZON DR, WAYNE, NJ 07470-4965

Mortgage

Document Number	0000037475
Date	Nov 22, 2023
Instrument	2023037475

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Dec 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.7%
Margin	3
Max Rate	12.7%

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,600 (-) Land $220,200 Building $251,400	$471,600 (-) Land $220,200 Building $251,400
2025	$28,287.00 (-3.23%)	$471,600 (-4.07%) Land $220,200 Building $251,400	$471,600 (-4.07%) Land $220,200 Building $251,400
2024	$29,230.00 (+5.16%)
2023		$491,600 (-) Land $220,200 Building $271,400	$491,600 (-) Land $220,200 Building $271,400
2022	$27,795.00	$491,600 Land $220,200 Building $271,400	$491,600 Land $220,200 Building $271,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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