Essex County and Andover Town property record for 24 Hemlock Rd, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,139 sqft · built 1967 |
| Lot Size | 0.725 acres (31,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $534,300 (Jun 2008) |
| Tax Bill | $10,818 (2025) |
| Deeds & Mortgages | Jun 2023 Refinance Feb 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00134 B:00053 L:00000 |
| Primary APN | ANDO M:00134 B:00053 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,139 sqft Living Area |
| Gross Area | 5,084 sqft |
| Basement Area | 2,115 sqft |
| Unfinished Basement | 1,091 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,572 sqft (0.725 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 24 HEMLOCK RD |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | SHERWOOD HOMES INC |
| Legal Block | 53 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 254403 |
24 Hemlock Rd is owned and occupied by two individuals who bought it in June 2008.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 HEMLOCK RD, ANDOVER, MA 01810-4603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU |
| Feb 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2008 · Amount on File |
| Deed Sale | Jun 20, 2008 · Amount on File |
| Deed Book / Page | 11223 / 204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 24 HEMLOCK RD, ANDOVER, MA 01810-4603 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 017752-182 |
|---|---|
| Date | Jun 1, 2023 |
| Book Page | 17752/182 |
| Instrument | 8381 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 24 HEMLOCK RD, ANDOVER, MA 01810-4603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16197-228 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 16197/228 |
| Instrument | 4236 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 24 Hemlock Rd was $10,818, up 7.6% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,818.00 (+7.62%) | $866,100 (+10.98%) Land $493,500 Building $372,600 | $1,100,195 |
| 2024 | $10,052.00 (+4.22%) | $780,400 (+10.52%) Land $443,000 Building $337,400 | |
| 2023 | $9,645.00 | $706,100 Land $399,000 Building $307,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Hemlock Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 13 (1983–2010) |
| Claims Outside the SFHA | 9 of 13 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Hemlock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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