Schenectady County and Schenectady City property record for 24 Harvard St, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 856 sqft · built 1910 |
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,000 (Mar 2005) |
| Tax Bill | $2,994 (2025) |
| Deeds & Mortgages | Oct 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.84-2-29 |
| Primary APN | 421500 49.84-2-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 856 sqft Living Area |
| 1st Floor Area | 612 sqft |
| Upper Floors Area | 244 sqft |
| Attic | Attic |
| Attic Area | 244 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,300 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 119 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 24 HARVARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1X WOOD |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.84-2-29
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 HARVARD ST, SCHENECTADY, NY 12304-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2005 · Amount on Record |
| Deed Sale | Mar 30, 2005 · Amount on Record |
| Prior Sale | Sep 10, 2001 · Amount on Record |
| Deed Book / Page | 1702 / 119 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 24 HARVARD ST, SCHENECTADY, NY 12304-3109 |
| Document Number | 0000048381 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 24 HARVARD ST SCHENECTADY NY 123043109, SCHENECTADY, NY 12304-3109 |
| Document Number | 0000048381 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 004875/000259 |
| Instrument | 48381 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Oct 30, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,994.00 (+7.35%) | $51,000 (-) Land $7,700 Building $43,300 | $84,451 (+30.82%) Land $12,750 Building $71,701 |
| 2023 | $51,000 (-) Land $7,700 Building $43,300 | $64,557 (+3.8%) Land $9,747 Building $54,810 | |
| 2022 | $51,000 Land $7,700 Building $43,300 | $62,195 Land $9,390 Building $52,805 | |
| 2021 | $2,789.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 639 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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