24 Harper Cir, Beechmont, KY 42323 Property Records

Muhlenberg County property record for 24 Harper Cir, Beechmont, KY 42323

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,423 sqft · built 1978
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$53,000 (Jul 2006)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`195-03-02-003.000`

Property Details

APN / Parcel Number

Primary APN	`195-03-02-003.000`
Alternative APNs	`15420` `29704`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,423 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Combination
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	29704
Street Address	24 HARPER CIR
City	BEECHMONT
State	KY
Zip	42323-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 AC & HOUSE
Legal Subdivision	OAK HILL SUB #2
Legal Lot Number	2
Jurisdiction	MUHLENBERG KY
Township / Civil Division	DRAKESBORO
Census Block Group	4
Census Block	4014
Census Tract	960700

Owner

24 Harper Cir is owned and occupied by two individuals who bought it in July 2006.

Source: Muhlenberg County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 HARPER CIR, BEECHMONT, KY 42323-3149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST KENTUCKY BANK INC
Aug 5, 2022	Deed, Transfer · USDA Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2006 · Amount on File
Deed Sale	Jul 28, 2006 · Amount on File
Deed Document Number	2006143161
Deed Book / Page	521 / 590
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Property Address	24 HARPER CIR, BEECHMONT, KY 42323-3149
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	KTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M727/605
Date	May 28, 2021
Book Page	M727/605
Instrument	297033

Lender

Name	FIRST KENTUCKY BANK INC
Type	Bank
Address	MAYFIELD, KY 42066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 20, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.19%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.69%
Index	1-Year CMT
Margin	4
Max Rate	12.6%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MUHLENBERG KY
Recording Date	Aug 5, 2022
Property Address	24 HARPER CIR, BEECHMONT, KY 42323-3149
Document Number	00D603/378
Book / Page	D603 / 378
Instrument Date	Jul 25, 2022
Instrument	304501
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	478 HAZEL CREEK RD, BEECH CREEK, KY 42321-2432

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	24 HARPER CIR, BEECHMONT, KY 42323-3149

Mortgage

Document Number	0000304502
Date	Aug 5, 2022
Instrument	304502

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 24 Harper Cir was $1,299.

Source: Muhlenberg County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Muhlenberg County
Unified School District	Muhlenberg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,299.00	$140,000	$140,000
2023	$1,362.00	$140,000	$140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Harper Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Harper Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG CO WATER DISTRICT serves 16,845 people · EPA ID KY0890302
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: energynet.

Nearby Properties on Harper Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures