Rockland County and Ramapo Town property record for 24 Harmony Rd, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,801 sqft · built 1962 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $439,500 (Jan 2019) |
| Deeds & Mortgages | Sep 2023 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 50.10-3-13 |
| Primary APN | 392689 50.10-3-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,801 sqft Living Area |
| 1st Floor Area | 1,237 sqft |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00453520000 |
|---|---|
| Old Parcel Number | 268905001000030130000000 |
| Street Address | 24 HARMONY RD |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT:13.000 BLK:3 SEC:50.10 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV) |
| Legal Subdivision | HILLCREST HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 13.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11512 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 REAGAN RD, SPRING VALLEY, NY 10977-1984 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SVCS |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG |
| Jan 17, 2019 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2019 · Amount on Record |
| Deed Sale | Jan 17, 2019 · Amount on Record |
| Prior Sale | Nov 25, 2013 |
| Deed Document Number | 0020191667 |
| Deed Book / Page | 2019 / 1667 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 24 HARMONY RD, SPRING VALLEY, NY 10977-2327 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000030035 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2023-00030035 |
| Name | CARRINGTON MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 24 HARMONY RD, SPRING VALLEY, NY 10977-2327 |
| Document Number | 0000015189 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | TS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 48 REAGAN RD #1 NEW SQUARE NY 109771984, 1, NEW SQUARE, NY 10977-1984 |
| Document Number | 0000015189 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 15189 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jan 17, 2019 |
| Property Address | 24 HARMONY RD, SPRING VALLEY, NY 10977-2327 |
| Document Number | 0000001667 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 1667 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2019 |
| Title Company | TS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,758.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 REAGAN RD SPRING VALLEY NY 109771984, SPRING VALLEY, NY 10977-1984 |
| Document Number | 1668 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 1668 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2049 |
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $48,200 (-) Land $14,500 Building $33,700 | $621,134 (+1,188.66%) Land $186,856 Building $434,278 |
| 2023 | $48,200 Land $14,500 Building $33,700 | $48,200 Land $14,500 Building $33,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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