24 Gilbert St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 24 Gilbert St, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,994 sqft · built 1890
Lot Size	0.092 acres (4,000 sqft)
Owner	Company Name on Record
Last Sale	$1,307,000 (Jun 2022)
Tax Bill	$15,284 (2026)
Deeds & Mortgages	Jun 2026 Transfer Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30720-26`

Property Details

APN / Parcel Number

Primary APN	`30720-26`
Alternative APNs	`WATE M:0606 B:0039 L:0219` `7866`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,994 sqft Living Area
Gross Area	5,199 sqft
Basement Area	1,179 sqft
Unfinished Basement	1,179 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	7866
Street Address	24 GILBERT ST
City	WATERTOWN
State	MA
Zip	02472-1786
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T
Legal Subdivision	BATES ESTATE WATERTOWN
Legal Block	39
Legal Lot Number	219
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	3
Census Block	3002
Census Tract	370101

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	45 HILLTOP RD, WESTON, MA 02493-1646
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 28, 2022	Quit Claim Deed, Transfer
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Sep 30, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Mar 15, 2013 · Amount on Record
Deed Document Number	202297643
Deed Book / Page	80346 / 431
Prior Transfer Date	Jun 21, 2022
Prior Transfer Doc	080346-431
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jun 12, 2026
Property Address	24 GILBERT ST, WATERTOWN, MA 02472-1786
Document Number	085726-473
Book / Page	85726 / 473
Instrument Date	Jun 3, 2026
Instrument	202669973
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HILLTOP RD, WESTON, MA 02493-1646

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jun 28, 2022
Property Address	24 GILBERT ST, WATERTOWN, MA 02472-1786
Document Number	080346-431
Book / Page	80346 / 431
Instrument Date	Jun 21, 2022
Instrument	97643
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 HILLTOP RD, WESTON, MA 02493-1646

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	24 GILBERT ST, WATERTOWN, MA 02472-1786
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73785-210
Date	Dec 9, 2019
Book Page	73785/210
Instrument	193443

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2045

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Sep 30, 2019
Property Address	24 GILBERT ST, WATERTOWN, MA 02472-1786
Document Number	73376-340
Book / Page	073376 / 000340
Instrument Date	Sep 25, 2019
Instrument	149662
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 GILBERT ST WATERTOWN MA 024721786, WATERTOWN, MA 02472-1786

Mortgage

Document Number	73376-343
Date	Sep 30, 2019
Book Page	073376/000343
Instrument	149663

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,284.00 (+7.61%)	$1,252,800 (+3.03%) Land $509,400 Building $743,400	$1,111,869
2025	$14,203.00 (+2.79%)	$1,216,000 (+2.97%) Land $509,400 Building $706,600
2024	$13,817.00 (+9.68%)	$1,180,900 (+27.29%) Land $495,700 Building $685,200
2023	$12,598.00	$927,700 Land $474,200 Building $453,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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