24 Gates Ave, #A, Summit, NJ 07901 Property Records

Union County and Summit City property record for 24 Gates Ave, #A, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,987 sqft · built 2017
Lot Size	0.122 acres (5,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Nov 2025)
Tax Bill	$15,514 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00506-0000-00025-0000-C0001`

Property Details

APN / Parcel Number

Primary APN	`18-00506-0000-00025-0000-C0001`

Interior

Stories	2 Stories
Building Area	1,987 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	5,314 sqft (0.122 acres)

Location & Zoning

Street Address	24 GATES AVE, A
City	SUMMIT
State	NJ
Zip	07901-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	24 GATES
Legal Block	506
Legal Lot Number	25
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2005
Census Tract	37800

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 GATES AVE, A, SUMMIT, NJ 07901-1513
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed, Transfer · Conventional Mortgage LUMINATE BANK
Feb 2, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Feb 2, 2023 · Amount on Record
Deed Document Number	202550957
Deed Book / Page	6602 / 2001
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 19, 2025
Property Address	24 GATES AVE # A, A, SUMMIT, NJ 07901-1513
Document Number	0066022001
Book / Page	6602 / 2001
Map Reference	MB 6201 PG 876
Instrument Date	Oct 24, 2025
Instrument	50957
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 SPRINGFIELD AVE, SUMMIT, NJ 07901-3907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 GATES AVE # A, A, SUMMIT, NJ 07901-1513

Mortgage

Document Number	0000085472
Date	Nov 19, 2025
Instrument	85472

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

February 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Feb 2, 2023
Property Address	24 GATES AVE # A, A, SUMMIT, NJ 07901-1513
Document Number	0064980657
Book / Page	6498 / 657
Instrument Date	Jan 5, 2023
Instrument	26440
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	NOT AVAILABLE, KEY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,824.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 N UNION AVE, CRANFORD, NJ 07016-2561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SPRINGFIELD AVE, SUMMIT, NJ 07901-3907

Mortgage

Document Number	0000048476
Date	Feb 2, 2023
Instrument	48476

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,000 (-) Land $103,700 Building $243,300	$347,000 (-) Land $103,700 Building $243,300
2025	$15,514.00 (+2.64%)	$347,000 (-) Land $103,700 Building $243,300	$347,000 (-) Land $103,700 Building $243,300
2024	$15,115.00 (+1.7%)
2023		$347,000 Land $103,700 Building $243,300	$347,000 Land $103,700 Building $243,300
2022	$14,862.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	30 (1979–2019)
Claims Outside the SFHA	23 of 30
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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