24 Gardner Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 24 Gardner Ave, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 892 sqft · built 1938
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Trust Names on Record
Last Sale	$425,000 (Apr 2004)
Tax Bill	$7,802 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019-263-32`

Property Details

APN / Parcel Number

Primary APN	`019-263-32`
Alternative APNs	`019-263-32-000` `01926313000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	892 sqft Living Area
Gross Area	1,144 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,706 sqft (0.131 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	24 GARDNER AVE
City	WATSONVILLE
State	CA
Zip	95076-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	C B MAGEES 01
Legal Lot Number	20
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1012
Census Tract	110504

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	366 SAN MIGUEL CANYON RD, ROYAL OAKS, CA 95076-9316
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2004 · Amount on Record
Deed Sale	Apr 21, 2004 · Amount on Record
Deed Document Number	200427131
Last Transfer Date	Dec 16, 2020
Transfer Doc	0000056765
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 29, 2020
Property Address	24 GARDNER AVE, WATSONVILLE, CA 95076-2104
Document Number	0000056765
Instrument Date	Dec 16, 2020
Instrument	56765
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	366 SAN MIGUEL CANYON RD ROYAL OAKS CA 950769316, ROYAL OAKS, CA 95076-9316

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 23, 2020
Property Address	24 GARDNER AVE, WATSONVILLE, CA 95076-2104
Document Number	0000056201
Map Reference	VOL 25 PG 18
Instrument Date	Dec 16, 2020
Instrument	2020-0056201
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	366 SAN MIGUEL CANYON RD, ROYAL OAKS, CA 95076-9316

Mortgage

Document Number	0000056202
Date	Dec 23, 2020
Instrument	2020-0056202

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 18, 2018
Property Address	24 GARDNER AVE, WATSONVILLE, CA 95076-2104
Document Number	0000031541
Instrument Date	Oct 4, 2018
Instrument	31541
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	366 SAN MIGUEL CANYON RD ROYAL OAKS CA 950769316, ROYAL OAKS, CA 95076-9316

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 3, 2017
Property Address	24 GARDNER AVE, WATSONVILLE, CA 95076-2104
Document Number	0000010963
Instrument Date	Mar 24, 2017
Instrument	10963
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	366 SAN MIGUEL CANYON RD ROYAL OAKS CA 950769316, ROYAL OAKS, CA 95076-9316

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,196 (+2%) Land $435,786 Building $183,410
2025	$7,802.00 (+13.07%)	$607,054 (+4.04%) Land $427,240 Building $179,814
2023	$6,900.00 (+1.77%)	$583,482 Land $410,650 Building $172,832	$596,790
2022	$6,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon, Xfinity.

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