Macon County property record for 24 Flat Mountain Estates Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1971 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $400,000 (Aug 2022) |
| Tax Bill | $1,417 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7531924468 |
| Primary APN | 7531924468 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Heated Area |
| 1st Floor Area | 1,728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 290 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 145564 |
|---|---|
| Street Address | 24 FLAT MOUNTAIN ESTATES RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 1 SUB A FLAT TOP MTN |
| Legal Subdivision | FLAT TOP MOUNTAIN |
| Legal Lot Number | 1 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 970501 |
Source: Macon County assessment roll, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 31 POINTE TER SE, ATLANTA, GA 30339-5783 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC |
| Dec 21, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on Record |
| Deed Sale | Aug 31, 2022 · Amount on Record |
| Deed Document Number | 20226736 |
| Prior Transfer Date | Apr 29, 2020 |
| Prior Transfer Doc | 00M40/1082 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Aug 31, 2022 |
| Property Address | 24 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741 |
| Document Number | 000B42/874 |
| Book / Page | B-42 / 874 |
| Map Reference | MB O-15 PG 164 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022006736 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 POINTE TER SE, ATLANTA, GA 30339-5783 |
| Document Number | 2022006737 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022006737 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 9.75% |
| Index | Other |
| Max Rate | 9.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Dec 21, 2020 |
| Property Address | 24 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741 |
| Document Number | 00M40/1082 |
| Book / Page | M-40 / 1082 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 2020010283 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741 |
| Document Number | 2020010284 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020010284 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 234 Months |
| Due | Jun 1, 2040 |
Source: Macon County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,680 (-) Land $74,200 Building $374,480 | $448,680 (-) Land $74,200 Building $374,480 | |
| 2025 | $1,417.00 (+0.85%) | $448,680 (-) Land $74,200 Building $374,480 | $448,680 (-) Land $74,200 Building $374,480 |
| 2023 | $1,405.00 | $448,680 Land $74,200 Building $374,480 | $448,680 Land $74,200 Building $374,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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