24 Euclid St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 24 Euclid St, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,668 sqft · built 1920
Lot Size	0.076 acres (3,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Apr 2022)
Tax Bill	$1,436 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-33-11-010.00`

Property Details

APN / Parcel Number

Primary APN	`026-33-11-010.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,668 sqft Finished Area
Gross Area	2,857 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	3,330 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	24 EUCLID ST
City	LUDLOW
State	KY
Zip	41016-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEBSTER PT LOT 3 BEING NWC EUCLID AVE & FOREST AVE 33.33'X100'
Legal Subdivision	WEBSTER E R
Legal Lot Number	3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	66900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Ludlow Historic District listed 1984 · 343 contributing resources · NRIS 84000526

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 EUCLID ST, LUDLOW, KY 41016-1552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 10, 2022	Intrafamily Transfer, Transfer
Feb 22, 2021	Warranty Deed, Transfer · Commercial Mortgage GOLDEN EMPIRE MORTGAGE INC
Feb 2, 2021	Warranty Deed, Transfer · Balloon Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Jan 10, 2022 · Amount on Record
Deed Document Number	202255
Deed Book / Page	160 / 488
Prior Transfer Date	Apr 13, 2022
Prior Transfer Doc	0005900055
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Apr 19, 2022
Property Address	24 EUCLID ST, LUDLOW, KY 41016-1552
Document Number	0005900055
Book / Page	160 / 486
Map Reference	PL 361
Instrument Date	Apr 13, 2022
Instrument	22041905900055
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	24 EUCLID ST, LUDLOW, KY 41016-1552

Mortgage

Document Number	0005900056
Date	Apr 19, 2022
Book Page	362/235
Instrument	22041905900056

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Jan 10, 2022
Property Address	24 EUCLID ST, LUDLOW, KY 41016-1552
Document Number	0005900022
Book / Page	KC 141 / 338
Map Reference	PL 361
Instrument Date	Jan 7, 2022
Instrument	22011005900022
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CARNEAL ST, LUDLOW, KY 41016-1571

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 22, 2021
Property Address	24 EUCLID ST, LUDLOW, KY 41016-1552
Document Number	0005900060
Book / Page	73 / 70
Map Reference	PL 361
Instrument Date	Feb 12, 2021
Instrument	21022205900060
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 17095, COVINGTON, KY 41017-0095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 73113, BELLEVUE, KY 41073-0113

Mortgage

Document Number	0005900061
Date	Feb 22, 2021
Book Page	170/726
Instrument	21022205900061

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	LOUISVILLE, KY 40207

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 12, 2022

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 2, 2021
Property Address	24 EUCLID ST, LUDLOW, KY 41016-1552
Document Number	0005900025
Book / Page	69 / 236
Map Reference	PL 361
Instrument Date	Jan 26, 2021
Instrument	21020205900025
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 EUCLID ST, 32, LUDLOW, KY 41016-1553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 DRPHORANGE ROAD, FT MITCHELL, KY 41017
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900026
Date	Feb 2, 2021
Book Page	161/144
Instrument	21020205900026

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	LOUISVILLE, KY 40207

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 26, 2022

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,700 (+59.73%) Land $15,000 Building $160,700	$175,700 (+59.73%) Land $15,000 Building $160,700
2025	$1,436.00 (+1.48%)	$110,000 (-) Land $10,000 Building $100,000	$110,000 (-) Land $10,000 Building $100,000
2023	$1,415.00	$110,000 Land $10,000 Building $100,000	$110,000 Land $10,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2014)
Most Recent Claim	Jun 2014 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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