24 Etowah Rdg, Ringgold, GA 30736 Property Records

Catoosa County property record for 24 Etowah Rdg, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,453 sqft · built 2006
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on File
Last Sale	$339,000 (Aug 2020)
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0065A045000`

Property Details

APN / Parcel Number

Primary APN	`0065A045000`
Alternative APNs	`0065A045` `24114`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,453 sqft Heated Area
1st Floor Area	2,418 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	81,022 sqft (1.86 acres)
Porch	Porch
Porch Area	42 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24114
Old Parcel Number	0065A045000
Street Address	24 ETOWAH RDG
City	RINGGOLD
State	GA
Zip	30736-4377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 45 CHEROKEE SPRINGS PHASE 3
Legal Subdivision	CHEROKEE SPRINGS
Legal Phase	3
Legal Lot Number	45
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	5
Census Block	5011
Census Tract	30100

Owner

24 Etowah Rdg is owned and occupied by an individual who acquired it in August 2020.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	24 ETOWAH RDG, RINGGOLD, GA 30736-4377
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Line of Credit TENNESSEE VLY FCU
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	Sep 15, 2010 · Amount on File
Deed Document Number	0002071710
Deed Book / Page	2071 / 710
Last Transfer Date	Aug 13, 2020
Transfer Doc	0020710710
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	24 ETOWAH RDG, RINGGOLD, GA 30736-4377
Document Number	0021160574
Instrument Date	Feb 19, 2021
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ETOWAH RDG RINGGOLD GA 307364377, RINGGOLD, GA 30736-4377

Mortgage

Document Number	0021160574
Date	Feb 25, 2021
Book Page	002116/000574

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 24, 2041

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 13, 2020
Property Address	24 ETOWAH RDG, RINGGOLD, GA 30736-4377
Document Number	0020710710
Book / Page	002071 / 000710
Instrument Date	Aug 10, 2020
Instrument	6420
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ETOWAH RDG RINGGOLD GA 307364377, RINGGOLD, GA 30736-4377

Mortgage

Document Number	20710712
Date	Aug 13, 2020
Book Page	002071/000712
Instrument	6421

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 24 Etowah Rdg was $3,790.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,790.00	$199,635 Land $20,000 Building $179,635	$499,088 Land $50,000 Building $449,088
2023	$3,027.00 (+23.91%)	$135,218 (+23.89%) Land $7,000 Building $128,218	$338,044 (+23.89%) Land $17,500 Building $320,544
2022	$2,443.00	$109,144 Land $7,000 Building $102,144	$272,860 Land $17,500 Building $255,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24 Etowah Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Etowah Rdg is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 90% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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