24 Elmora Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 24 Elmora Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	3,758 sqft · built 1924
Lot Size	10,152 acres (442,221,120 sqft)
Owner	2 Individual Names on File
Last Sale	$1,430,000 (Mar 2025)
Tax Bill	$21,019 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-00219-0000-00019-01`

Property Details

APN / Parcel Number

Primary APN	`03-00219-0000-00019-01`
Alternative APN	`0300219000000019`

Interior

Stories	2 Stories
Building Area	3,758 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	442,221,120 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0300219000000019
Street Address	24 ELMORA AVE
City	CRANFORD
State	NJ
Zip	07016-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: 18 & 19
Legal Subdivision	EDDYMONT PARK SEC 01
Legal Block	219
Legal Lot Number	19.1
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5012
Census Tract	37000

Owner

24 Elmora Ave is owned and occupied by two individuals who bought it in March 2025.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 ELMORA AVE, CRANFORD, NJ 07016-1940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 7, 2025	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2025 · Amount on File
Deed Sale	Mar 7, 2025 · Amount on File
Prior Sale	Dec 16, 2004 · Amount on File
Deed Document Number	202544602
Deed Book / Page	6574 / 2210
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	24 ELMORA AVE, CRANFORD, NJ 07016-1940
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ELMORA AVE, CRANFORD, NJ 07016-1940

Mortgage

Document Number	0157273434
Date	Dec 2, 2025
Book Page	15727/3434
Instrument	85813

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	1-Year T-Bill
Max Rate	10.5%

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 7, 2025
Property Address	24 ELMORA AVE, CRANFORD, NJ 07016-1940
Document Number	0065742210
Book / Page	6574 / 2210
Instrument Date	Jan 17, 2025
Instrument	44602
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,078.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5138 BARCROFT LAKE DR, LELAND, NC 28451-1997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ELMORA AVE, CRANFORD, NJ 07016-1940

Mortgage

Document Number	0000075385
Date	Mar 7, 2025
Instrument	075385

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Change Frequency	Annually
Index	1-Year T-Bill

Tax Assessment & Valuation

The 2025 property tax bill for 24 Elmora Ave was $21,019, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,000 (-) Land $113,000 Building $177,000	$290,000 (-) Land $113,000 Building $177,000
2025	$21,019.00 (+6.92%)	$290,000 Land $113,000 Building $177,000	$290,000 Land $113,000 Building $177,000
2024	$19,659.00
2023		$290,000 Land $113,000 Building $177,000	$290,000 Land $113,000 Building $177,000
2022	$19,174.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 24 Elmora Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 85 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 65 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Elmora Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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