24 Elm St, Enfield, CT 06082 Property Records

Enfield Town property record for 24 Elm St, Enfield, CT 06082

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,200 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2023)
Tax Bill	$3,831 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:026 L:0067`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:026 L:0067`
Alternative APNs	`M:0006 B:0002 L:0025` `600020025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,200 sqft Living Area
Gross Area	2,574 sqft
1st Floor Area	600 sqft
Attic	Attic
Attic Area	600 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	600020025
Street Address	24 ELM ST
City	ENFIELD
State	CT
Zip	06082-3627
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R33
Legal Lot Number	67
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2005
Census Tract	480500

Owner

24 Elm St, a duplex, is owned and occupied by an individual who bought it in November 2023.

Source: Enfield Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	24 ELM ST, ENFIELD, CT 06082-3627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage CONNECTICUT HOUSING FINANCE AUTHORITY
Nov 9, 2023	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Jun 28, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Prior Sale	Jun 27, 2018 · Amount on File
Deed Document Number	2023202407613
Deed Book / Page	2887 / 668
Transfer Doc	2697-1107
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	24 ELM ST, ENFIELD, CT 06082-3627
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002887-695
Date	Nov 9, 2023
Book Page	2887/695
Instrument	2024007616

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2033

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Nov 9, 2023
Property Address	24 ELM ST, ENFIELD, CT 06082-3627
Document Number	002887-668
Book / Page	2887 / 668
Instrument Date	Nov 8, 2023
Instrument	2024-07613
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ELM ST, ENFIELD, CT 06082-3627

Mortgage

Document Number	0202407614
Date	Nov 9, 2023
Instrument	2024-07614

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	002887-688
Date	Nov 9, 2023
Book Page	2887/688
Instrument	2024007615

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ENFIELD CT
Recording Date	Jun 28, 2018
Property Address	24 ELM ST, ENFIELD, CT 06082-3627
Document Number	2697-1107
Book / Page	002697 / 001107
Instrument Date	Jun 28, 2018
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Jun 27, 2018
Property Address	24 ELM ST, ENFIELD, CT 06082-3627
Document Number	2697-889
Book / Page	2697 / 889
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.02
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	-
Date	Jun 27, 2018
Instrument	02697/0892

Lender

Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 24 Elm St was $3,831.

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,831.00	$102,700 Land $39,900 Building $62,800	$71,890 Land $27,930 Building $43,960
2024	$3,831.00 (+2.76%)
2023	$3,728.00 (+7.93%)	$102,700 (-) Land $39,900 Building $62,800
2022	$3,454.00	$102,700 Land $39,900 Building $62,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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