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24 Elm Cir, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 24 Elm Cir, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,140 sqft · built 1920
Lot Size0.204 acres (8,879 sqft)
OwnerIndividual Name on File
Last Sale$159,000 (Apr 2019)
Tax Bill$3,370 (2025)
Deeds & MortgagesSep 2025 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN244-04600-49-001

Property Details

APN / Parcel Number

Primary APN244-04600-49-001
Alternative APN
  • WSPR M:00244 B:04600 L:00049

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,140 sqft Living Area
Gross Area2,557 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area8,879 sqft (0.204 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number244-04600-49-001
Street Address24 ELM CIR
CityWEST SPRINGFIELD
StateMA
Zip01089-2608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block4600
Legal Lot Number49
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group1
Census Block1005
Census Tract812201

Owner

Source: Hampden County and West Springfield Town City records · APN 244-04600-49-001

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address24 ELM CIR, WEST SPRINGFIELD, MA 01089-2608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Deed of Trust, Mortgage
KEY BANK NA
Apr 16, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 16, 2019 · Amount on Record
Deed SaleApr 16, 2019 · Amount on Record
Prior SaleSep 15, 2016 · Amount on Record
Deed Book / Page22625 / 194
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address24 ELM CIR, WEST SPRINGFIELD, MA 01089-2608
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026022-324
DateSep 11, 2025
Book Page26022/324
Instrument42793
Lender
NameKEY BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term241 Months
DueOct 01, 2045

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateApr 16, 2019
Property Address24 ELM CIR, WEST SPRINGFIELD, MA 01089-2608
Document Number22625-194
Book / Page22625 / 194
Instrument DateApr 16, 2019
Instrument18970
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 HILLCREST CIR, WESTFIELD, MA 01085-1872

Mortgage

Document Number18971
DateApr 16, 2019
Instrument18971
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,370.00 (+5.44%)$226,600 (+5%) Land $99,100 Building $127,500$246,050
2024$3,196.00 (+4.99%)$215,800 (+10.16%) Land $99,100 Building $116,700
2023$3,044.00$195,900 Land $97,000 Building $98,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138122011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1978–2019)
Claims Outside the SFHA5 of 6
Most Recent ClaimJul 2019

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 366 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1325000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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