Oswego County and Oswego City property record for 24 Ellen St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,762 sqft · built 1900 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $66,000 (Aug 1994) |
| Tax Bill | $2,224 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 146.24-04-03 |
| Primary APN | 351200 146.24-04-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,762 sqft Living Area |
| 1st Floor Area | 1,006 sqft |
| 2nd Floor Area | 756 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,500 sqft (0.287 acres) |
| Lot Dimensions | 250 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 366 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3528 |
|---|---|
| Street Address | 24 ELLEN ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-4008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Subdivision | VARICK TRACT |
| Legal Block | 4 |
| Legal Lot Number | 3.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 21603 |
24 Ellen St is owned and occupied by an individual who acquired it in January 2022.
Source: Oswego County and Oswego City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 ELLEN ST, OSWEGO, NY 13126-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 1994 · Amount on File |
| Deed Sale | Aug 15, 1994 · Amount on File |
| Deed Book / Page | 1257 / 340 |
| Last Transfer Date | Jan 12, 2022 |
| Transfer Doc | 0000001980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 24 ELLEN ST, OSWEGO, NY 13126-4008 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 24 ELLEN ST, OSWEGO, NY 13126-4008 |
| Document Number | 0000001067 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | R-2022-001067 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Feb 2, 2027 |
The 2026 property tax bill for 24 Ellen St was $2,224 with a homeowner's exemption, down 1.2% from the year before.
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,224.00 (-1.16%) Homeowner's exemption | ||
| 2025 | $2,250.00 | $120,000 Land $22,700 Building $97,300 | $120,000 Land $22,700 Building $97,300 |
| 2023 | $70,000 Land $17,800 Building $52,200 | $84,337 Land $21,446 Building $62,891 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Ellen St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Ellen St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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