Allegany County property record for 24 E Mary St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,482 sqft · built 1924 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $31,000 (Nov 1995) |
| Tax Bill | $903 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-028619 |
| Primary APN | 04-028619 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,482 sqft Total Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 330 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 028619 |
|---|---|
| Street Address | 24 E MARY ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24 MARY ST LTS 359-360 60X125 HUMBIRD ADDN |
| Legal Subdivision | HUMBIRD ADD |
| Legal Lot Number | 359,360 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 800 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24 E MARY ST, CUMBERLAND, MD 21502-4722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 9, 2022 | Deed, Transfer · FHA Mortgage 1ST FINANCIAL INC |
| Apr 6, 2018 | Trustee's Deed, Construction Loan · Line of Credit STATE EMP CU/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 1995 · Amount on Record |
| Deed Sale | Nov 9, 1995 · Amount on Record |
| Deed Document Number | 19952029 |
| Deed Book / Page | 632 / 443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 24 E MARY ST, CUMBERLAND, MD 21502-4722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 24 E MARY ST, CUMBERLAND, MD 21502-4722 |
| Document Number | 002856-0224 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | 2856/224 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jun 9, 2022 |
| Property Address | 24 E MARY ST, CUMBERLAND, MD 21502-4722 |
| Document Number | 002789-0295 |
| Book / Page | 2789 / 295 |
| Instrument Date | May 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 E MARY ST, CUMBERLAND, MD 21502-4722 |
| Document Number | 0002789300 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2789-300 |
| Name | 1ST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Apr 6, 2018 |
| Property Address | 24 E MARY ST, CUMBERLAND, MD 21502-4722 |
| Document Number | 0023710086 |
| Book / Page | 002371 / 000086 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 19, 2018 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 24 E MARY ST CUMBERLAND MD 215024722, CUMBERLAND, MD 21502-4722 |
| Document Number | 23710086 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 002371/000086 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,300 (+70.85%) Land $12,300 Building $102,000 | $114,300 (+70.85%) Land $12,300 Building $102,000 | |
| 2025 | $903.00 (+45.18%) | ||
| 2023 | $622.00 | $66,900 Land $12,300 Building $54,600 | $66,900 Land $12,300 Building $54,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1985–1996) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| SkyPacket Fixed Wireless | 100 / 20 |
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