Worcester County and Gardner City property record for 24 Dublin St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 914 sqft · built 1900 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Nov 2021) |
| Tax Bill | $3,586 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:O-20 B:0003 L:0010 |
| Primary APN | M:O-20 B:0003 L:0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 914 sqft Living Area |
| Gross Area | 1,916 sqft |
| Basement Area | 520 sqft |
| Unfinished Basement | 520 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,600 sqft (0.083 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 24 DUBLIN ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | JAMES T CASHMAN ET UX |
| Legal Block | 25 |
| Legal Lot Number | 10 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 707300 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24 DUBLIN ST, GARDNER, MA 01440-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage RCAP SOLUTIONS FINANCIAL SERVICES |
| Nov 17, 2021 | Quit Claim Deed, Transfer · FHA Mortgage DREW MORTGAGE ASSOCIATES INC |
| Mar 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on Record |
| Deed Sale | Nov 17, 2021 · Amount on Record |
| Prior Sale | Dec 19, 2011 |
| Deed Document Number | 2021161361 |
| Deed Book / Page | 66552 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Apr 23, 2026 |
| Property Address | 24 DUBLIN ST, GARDNER, MA 01440-2917 |
| Document Number | 0000031032 |
| Book / Page | 73477 / 193 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 202631032 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 24 DUBLIN ST, GARDNER, MA 01440-2917 |
| Document Number | 073477-193, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 73477/193 |
| Instrument | 202631032 |
| Name | RCAP SOLUTIONS FINANCIAL SERVICES |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 601 Months |
| Due | May 1, 2076 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Nov 17, 2021 |
| Property Address | 24 DUBLIN ST, GARDNER, MA 01440-2917 |
| Document Number | 66552-1 |
| Book / Page | 66552 / 1 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 161361 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 DUBLIN ST, GARDNER, MA 01440-2917 |
| Document Number | 161362 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 161362 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Mar 23, 2018 |
| Property Address | 24 DUBLIN ST, GARDNER, MA 01440-2917 |
| Document Number | 58575-23 |
| Book / Page | 058575 / 000023 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 26984 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 24 DUBLIN ST GARDNER MA 014402917, GARDNER, MA 01440-2917 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,586.00 (+3.79%) | $260,400 (+8.23%) Land $69,800 Building $190,600 | $304,635 (+12.32%) |
| 2025 | $3,455.00 (+4.35%) | $240,600 (+8.92%) Land $63,500 Building $177,100 | $271,225 |
| 2024 | $3,311.00 (+2.73%) | $220,900 (+10.56%) Land $57,700 Building $163,200 | |
| 2023 | $3,223.00 | $199,800 Land $56,800 Building $143,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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