24 Division St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 24 Division St, Somerville, NJ 08876

Property Summary

Property Type	Commercial
Details	4,240 sqft · built 1920
Lot Size	0.03 acres (1,298 sqft)
Owner	Company Name on Record
Last Sale	$950,000 (Aug 2022)
Tax Bill	$13,257 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-00118-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`18-00118-0000-00016`
Alternative APN	`180011800016`

Interior

Stories	3 Stories
Building Area	4,240 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Stucco
Lot Area	1,298 sqft (0.03 acres)

Location & Zoning

Street Address	24 DIVISION ST
City	SOMERVILLE
State	NJ
Zip	08876-2902
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B1
Legal Description	FACILITY NAME: FIRE HOUSE
Legal Block	118
Legal Lot Number	16
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2006
Census Tract	50400

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	407 FREDERICK AVE, SOUTH PLAINFIELD, NJ 07080-2016
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage FULTON BANK NA
Aug 5, 2022	Deed, Transfer · Line of Credit M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Jun 17, 2013 · Amount on Record
Deed Document Number	202234226
Deed Book / Page	7462 / 1327
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	24 DIVISION ST, SOMERVILLE, NJ 08876-2902
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MAPLE ST, SOMERVILLE, NJ 08876-2107

Mortgage

Document Number	0000030775
Date	May 14, 2021
Book Page	7342/2499
Instrument	2021030775

Lender

Name	FULTON BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 5, 2022
Property Address	24 DIVISION ST, SOMERVILLE, NJ 08876-2902
Document Number	0000034226
Book / Page	7462 / 1327
Instrument Date	Jul 7, 2022
Instrument	2022034226
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 MAPLE ST, 25, SOMERVILLE, NJ 08876-2106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 FREDERICK AVE, SOUTH PLAINFIELD, NJ 07080-2016

Mortgage

Document Number	0000034227
Date	Aug 5, 2022
Book Page	7462/1334
Instrument	2022034227

Lender

Name	M & T BANK
Type	Bank
Address	SOUTH PLAINFIELD, NJ 07080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,000 (-) Land $58,800 Building $266,200	$325,000 (-) Land $58,800 Building $266,200
2025	$13,257.00 (+3.19%)	$325,000 (-) Land $58,800 Building $266,200	$325,000 (-) Land $58,800 Building $266,200
2024	$12,847.00 (-3.3%)
2023		$325,000 Land $58,800 Building $266,200	$325,000 Land $58,800 Building $266,200
2022	$13,286.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	82 (1978–2024)
Claims Outside the SFHA	4 of 82
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 22 claims Severe Storms And Flooding, Mar 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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