Monroe County property record for 24 Dispatch Creek Ct, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 12,070 sqft · built 2005 |
| Lot Size | 0.701 acres (30,542 sqft) |
| Owner | Company Name on File |
| Last Sale | $6,750,000 (Aug 2020) |
| Tax Bill | $58,337 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00573630-001900 |
| Primary APN | 00573630-001900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 12,070 sqft Living Area |
| Gross Area | 12,460 sqft |
| 1st Floor Area | 8,673 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 30,542 sqft (0.701 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 4,808 sqft |
| Patio Area | 3,120 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1710628 |
|---|---|
| Street Address | 24 DISPATCH CREEK CT |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 1 LT 24 AND ADJ PT TR B HARBOR COURSE SEC TWO O R PLAT 13 PB7-5 KEY LARGO OR744-637 OR1325-2185/87 OR1325-2188/90 OR1862-480/82 OR2149-2282CE OR2184-1820/21 OR2597-1921/25 OR2799-2253/56 OR3039-1012 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 13 |
| Legal Subdivision | HARBOR COURSE SEC 2 O.R. #13 REPLAT |
| Legal Tract | B |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 972700 |
24 Dispatch Creek Ct is owned by a company that bought it in August 2020.
Source: Monroe County records, as of June 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 225 SEVEN FARMS DR, 200, DANIEL ISLAND, SC 29492-8353 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Aug 21, 2020 | Warranty Deed, Transfer REEF TITLE COMPANY, REEF TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on File |
| Deed Sale | Aug 21, 2020 · Amount on File |
| Prior Sale | Aug 21, 2020 · Amount on File |
| Deed Document Number | 20202278470 |
| Deed Book / Page | 3039 / 1012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 24 DISPATCH CREEK CT, KEY LARGO, FL 33037-5118 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 225 SEVEN FARMS DR 200, 200, DANIEL ISLAND, SC 29492-8353 |
| Document Number | 0031892416 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 3189/2416 |
| Instrument | 2388194 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | PARKERSBURG, WV 26101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 24 DISPATCH CREEK CT, KEY LARGO, FL 33037-5118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 225 SEVEN FARMS DR 200, 200, DANIEL ISLAND, SC 29492-8353 |
| Document Number | 0030561592 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 3056/1592 |
| Instrument | 2290747 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.55% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.55% |
| Index | 1-Year LIBOR |
| Max Rate | 7.55% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 21, 2020 |
| Property Address | 24 DISPATCH CREEK CT, KEY LARGO, FL 33037-5118 |
| Document Number | 0030391012 |
| Book / Page | 003039 / 001012 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2278470 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | REEF TITLE COMPANY, REEF TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $47,250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 225 SEVEN FARMS DR #200 DANIEL ISLAND SC 294928353, 200, DANIEL ISLAND, SC 29492-8353 |
The 2025 property tax bill for 24 Dispatch Creek Ct was $58,337, up 6.4% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,337.00 (+6.38%) | $9,040,574 Land $5,120,977 Building $3,919,597 | $9,040,574 Land $5,120,977 Building $3,919,597 |
| 2024 | $54,837.00 (+4.98%) | ||
| 2023 | $52,234.00 (+23.33%) | $8,800,357 (+36.31%) Land $4,751,129 Building $4,049,228 | $8,800,357 (+36.31%) Land $4,751,129 Building $4,049,228 |
| 2022 | $42,353.00 | $6,455,987 Land $2,418,239 Building $4,037,748 | $6,455,987 Land $2,418,239 Building $4,037,748 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Dispatch Creek Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Dispatch Creek Ct is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures